We offer startups and existing small, medium and micro enterprises (SMEs) asset loans, working capital and business expansion finance.

Alternative Lending Solutions

I need finance for my business

Starting a business takes lots of courage and determination. You know you have both. A lack of funds shouldn’t prevent you from realising your business dreams.

See our funding solutions for SMEs

Agriculture BEE Finance
Agriculture BEE Finance

Apply for an Agriculture BEE Loan Facility of up to R15 million.

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A business loan for women
Women Empowerment Finance

Loans between R50 000 and
R15 million aimed at women owned businesses.

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Absa Empowerment Finance
Absa Empowerment Finance

Apply for an overdraft, term loan or commercial asset finance of up to R15 million.

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Contact details

Let one of our consultants assist you.

If you're an existing customer, contact your enterprise banker.

Not yet with Absa? Call us on:

0800 227 592

 

affordable vehicle and asset finance

I need affordable vehicle and asset finance

Our Commercial Asset Finance team has a workable asset finance solution to help drive your business to new levels.

Need more help?

For Absa Vehicle and Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55

Business Funding - working capital loan

I need a working capital loan

With enough working capital you can run things smoothly while maintaining your business’ competitive edge.

  • Business overdraft

    If you need immediate funds to finance working capital and avoid unnecessary penalties, a business overdraft is best for you.

    Tell me more

  • Term finance

    We can help you with a variety of short-term and medium-term finance products to ensure your business has the funding it needs.

    Tell me more

Need more help?

Let one of our consultants assist you.

Contact your Business Executive.

Call us on:

0800 227 592

Small business support

Small business support to help unlock your potential

We assist emerging black small and medium enterprises (SMEs) in South Africa to grow and prosper through various Enterprise Development (ED) initiatives. These initiatives contribute to the wider National Agenda to promote a thriving SME sector that enables economic and social development in the country.

  • SME support

    SMEs face numerous challenges in achieving sustainability and success, the most notable of these being:

    • Access to finance
    • Access to markets
    • Business management skills

    Tell me more
     

Need more help?

Contact your relationship executive.

Call us on:

0800 227 592

Email us at:

ED@absa.co.za