What you need to know about our Business Term Loan
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Features
- Ideal to finance developmental projects, business expansion or business purchases
- Loan repayment period up to 10 years
- Repayment options to consider:
- Flexi reserve facility to keep additional funds to be re-used in need
- Inter-account transfers of available funds from flexi reserve facility
- Auto-capitalisation to reduce outstanding capital to benefit from interest burden
- Repayment frequencies: monthly, bi-monthly, quarterly, half-yearly and yearly
- Structure repayment during loan application stage in terms of:
- Option to skip payments
- Option for balloon payment on last instalment which may be refinanced
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Qualifying criteria
If you don’t have a deposit, collateral or security to qualify for a business loan, you might be interested in
What you need to know about our Business Revolving Loan
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Features
- Short to medium-term borrowing option.
- Borrow money from a set amount that we decide on together.
- Pay back a certain amount before you can draw money again.
- Minimum loan amount is R25 000.
- Minimum monthly repayment of 1/40th of the money borrowed.
- Make lump sum deposits and withdrawals on your account.
- Short to medium-term borrowing option.
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Qualifying criteria
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Contact us
Find a business card that suits your needs
We offer corporate and business cards to help you manage your business costs and expenses.
Choose the card that best suits your needs below:
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Business cards for everyday business expenses
Corporate and Purchasing Cards
Our Corporate and Purchasing Cards are accepted worldwide and offer convenience, security and control.
Business Card
Keep track of your everyday business expenses - whether you’re making large payments, small purchases, or paying travel costs.
Business Revolve Credit Card
Consolidate business expenses and manage everyday banking expenses in a cost-effective way.
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Business cards for travelling
Travel Lodge Card
Our Travel Lodge Card helps you manage your travel-related spend effectively.
Aviation Card
With worldwide acceptance, the Visa branded Aviation Business Card takes care of all your aviation travel expenses.
Garage Card
Our Garage Card is a convenient payment solution for all your fuel, oil and vehicle parts or paying for tollgates and vehicle services expenses.