We offer a variety of tailored business finance loans to ensure your business has the funding it needs.

Choose the right loan for your business

Structured finance to grow your business

helps you budget effectively
Budget effectively

Structure repayment terms of your loan to meet your budget.

You can pay less interest
Automated repayments

Pay your loan via a debit order.

Option to withdraw extra funds
Withdraw funds

Access available funds when needed.

What you need to know about our Business Term Loan

  • Features

    • Ideal to finance developmental projects, business expansion or business purchases
    • Loan repayment period up to 10 years
    • Repayment options to consider:
      • Flexi reserve facility to keep additional funds to be re-used in need
      • Inter-account transfers of available funds from flexi reserve facility
      • Auto-capitalisation to reduce outstanding capital to benefit from interest burden
      • Repayment frequencies: monthly, bi-monthly, quarterly, half-yearly and yearly
    • Structure repayment during loan application stage in terms of:
      • Option to skip payments
      • Option for balloon payment on last instalment which may be refinanced
  • Qualifying criteria

    • Affordability (financial statements required)
    • Scoring (subject to credit assessment)
    • Personal suretyship of the shareholders and/or directors or members
    • Additional security may be required

If you don’t have a deposit, collateral or security to qualify for a business loan, you might be interested in

Alternative Lending solutions

Need more help?

If you’re an existing customer:

Contact your Banker

If you’re a new customer or you don’t bank with us, call us on 0800 227 592.