We offer a variety of tailored business finance loans to ensure your business has the funding it needs.

Choose the right loan for your business

Structured finance to grow your business

business-term-loan
helps you budget effectively
Budget effectively

Structure repayment terms of your loan to meet your budget.

You can pay less interest
Automated repayments

Pay your loan via a debit order.

Option to withdraw extra funds
Withdraw funds

Access available funds when needed.

What you need to know about our Business Term Loan

  • Features

    • Ideal to finance developmental projects, business expansion or business purchases
    • Loan repayment period up to 10 years
    • Repayment options to consider:
      • Flexi reserve facility to keep additional funds to be re-used in need
      • Inter-account transfers of available funds from flexi reserve facility
      • Auto-capitalisation to reduce outstanding capital to benefit from interest burden
      • Repayment frequencies: monthly, bi-monthly, quarterly, half-yearly and yearly
    • Structure repayment during loan application stage in terms of:
      • Option to skip payments
      • Option for balloon payment on last instalment which may be refinanced

  • Qualifying criteria

    • Affordability (financial statements required)
    • Scoring (subject to credit assessment)
    • Personal suretyship of the shareholders and/or directors or members
    • Additional security may be required

If you don’t have a deposit, collateral or security to qualify for a business loan, you might be interested in

Alternative Lending solutions

Need more help?

If you’re an existing customer:

Contact your Banker

If you’re a new customer or you don’t bank with us, call us on 0800 227 592.

Immediate funds to improve cashflow

Apply now

474104287
short term
Flexible

 Extend your overdraft limit whenever you need to.

balance
Save

You only pay interest for funds that you use on your account.

limit
Convenient

Can be arranged quickly, with no collateral required.

What you need to know about our Business Overdraft

  • Features

    • Granted for a fixed period of time. 
    • Overdraft limit is reviewed every year.
    • Interest rate is negotiable.
    • Interest is calculated and payable on the daily balance.

  • Qualifying criteria

    • Personal suretyship of the principal.
    • Hold an active business current account with us. 

  • Contact us

    If you’re an existing customer:

    Contact your Banker.

    If you’re a new customer or you don’t bank with us, call us on:

    0800 227 592

If you don’t have a deposit, collateral or security to qualify for a business loan, you might be interested in

Alternative Lending solutions  

contact
Need more help?

Let one of our consultants assist you.

Call us on:

0800 227 592

Access funds any time, when you need to.

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cash flow
Easy access

Funds are available as long as you need them.

working capital
Credit line

Minimum loan amount of R25 000, with no limit thereafter.

reapply
Convenient

Redraw to the original loan amount without having to reapply.

What you need to know about our Business Revolving Loan

  • Features

    • Short to medium-term borrowing option.
    • Borrow money from a set amount that we decide on together.
    • Pay back a certain amount before you can draw money again.
    • Minimum loan amount is R25 000. 
    • Minimum monthly repayment of 1/40th of the money borrowed. 
    • Make lump sum deposits and withdrawals on your account.

  • Qualifying criteria

    • Personal suretyship of the principal.

  • Contact us

    If you’re an existing customer:

    Contact your Banker.

    If you’re a new customer or you don’t bank with us, call us on:

    0800 227 592

contact

Need more help?

Let one of our consultants assist you.

Call us on:

0800 227 592

Give your business a boost with our credit cards 

151910011

Find a business card that suits your needs

We offer corporate and business cards to help you manage your business costs and expenses.

Choose the card that best suits your needs below:

  • Business cards for everyday business expenses

    Corporate and Purchasing Cards

    Our Corporate and Purchasing Cards are accepted worldwide and offer convenience, security and control.

    Tell me more  

    Business Card

    Keep track of your everyday business expenses - whether you’re making large payments, small purchases, or paying travel costs.

    Tell me more

    Business Revolve Credit Card

    Consolidate business expenses and manage everyday banking expenses in a cost-effective way.

    Tell me more

  • Business cards for travelling

    Travel Lodge Card

    Our Travel Lodge Card helps you manage your travel-related spend effectively.

    Tell me more

    Aviation Card

    With worldwide acceptance, the Visa branded Aviation Business Card takes care of all your aviation travel expenses.

    Tell me more

    Garage Card

    Our Garage Card is a convenient payment solution for all your fuel, oil and vehicle parts or paying for tollgates and vehicle services expenses.

    Tell me more