Adding more to your smart payment solution
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Adding more to your smart payment solution
Get access to value added merchant services that takes the hassle out of managing your business’s payments
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Explore more value-added services

Manage your business payments

Manage your business payments anywhere, anytime.

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  • Merchant Evolve

           
         

    Promo offer valid until 31 December 2024
         

    Merchants only

    Merchant + 1 product 
    (Tx or issuing)

    Merchant + 2 Products 
    (Tx and issuing)
    Tier Turnover Device
    Rebate    		 Debit Credit Debit Credit Debit Credit
    1 R0 to R20k N/A 1.95% 1.95% 1.85% 1.95% 1.75% 1.95%
    2 R20k to R40k 1 x R399
    device
    rental
    rebated    		 1.90% 1.90% 1.80% 1.90% 1.70% 1.90%
    3 R40k to R60k 1.80% 1.80% 1.70% 1.80% 1.60% 1.80%
    4   1.70% 1.70% 1.60% 1.70% 1.50% 1.70%
    5   1.60% 1.60% 1.50% 1.60% 1.40% 1.60%
    6   1.50% 1.50% 1.40% 1.50% 1.30% 1.50%
    Please scroll from left to right

     

    Additional Benefits

    • No upfront device costs, monthly rental waived if merchants does over R20k turnover per month
    • Fully supported device with on-site installation, device swop out, warranty and maintenance. No additional charges for data and connectivity
    • Rates that reduce as your business grows
    • Free Mobile Pay solution, turn your Android phone into a card acceptance machine (2.25% debit and credit rates)
    • Merchant Portal and Pocketflow lite to give you insights into your business and help inform business decisions
    • Merchant Cash Advance – get access to loans and funding to fuel your business growth
    • Payments – beyond devices, Absa also offers e-commerce solutions and payment gateways enable you to receive online payments and grow your business digitally
    • Cashback@POS – allow your customers to withdraw cash at tills and drive feet into your store.
    • Further discount on debit card rate when taking additional Absa products – Transaction account and Business credit cards

  • Intraday Settlement

    Experience the power of our enhanced settlement, the new Intraday Settlement - we are offering multiple settlement times and flexible windows! You gain greater control over your cash flow management. You can now choose settlement times that align with your sales patterns, operational demands, and financial objectives, putting you in charge of your financial destiny.
     

    • Flexible Settlement Times: From Mondays to Saturdays, merchants have the flexibility to settle between 11:00 and 21:00, aligning with their business hours and financial needs.

    • Additional Settlement Window: As an added convenience, we introduce an extra settlement window between 15:00 and 20:00. This supplementary option offers merchants even more flexibility to manage their finances effectively.
       

    Accessing funds quickly and efficiently through multiple settlements facilitates superior cash flow management. You can seamlessly allocate resources for various purposes such as paying bills, investing in inventory, or pursuing growth initiatives.  

    This improved liquidity enables you to meet financial obligations promptly, fostering stability and growth for your business. 

     

  • 7-Day Settlement

    Discover our latest offering: 7-Day Settlement, designed to revolutionise how you receive funds for your business. 

    Get ready to enjoy faster access to your money, and get settled 7 days a week, including Sundays and public holidays.
     

    Benefits of 7-Day Settlement: 

    Accelerated access to funds: Receive your settlements every day of the week, even on non-banking days. 

    Improved cash flow: Optimise your business operations with timely access to your funds helping you to better manage your business finances and seize growth opportunities. 

    Enhanced convenience: Removes the hassle of traditional settlement schedules and waiting for your funds with the assurance of daily payouts regardless of the day of the week.
     

    How it works: 

    Your transactions will be settled daily with funds deposited directly into your designated Absa bank account. 

    Say goodbye to waiting for settlements over weekends and public holidays, the daily liquidity drives your business growth. 

    Contact our Virtual Channels team at vcmerchantsales@absa.co.za or your designated Payment Specialist for more information. 

     

  • Merchant Cash Advance

    Merchant Cash Advance loans provide instant cash in real time based on how many monthly card transactions you process, how profitable your business is, and your banking activity. Say hello to quick and easy access to capital, no collateral requirements and repayment plans that fit your pocket.
     

    With your finances taken care of, you'll have everything you need to propel your business to new heights. Whether you're looking to scale your business, invest in new equipment, or grab hold of new opportunities, we're here to fund your ambitions every step of the way.
     

    Do you qualify? 

    • If you answer 'Yes!' to all the below questions, then you are a prime candidate: Do you need funds immediately? 
    • Have you been banking with Absa for 6 months or longer? 
    • Is your monthly card terminal turnover R100 000 or more? 
    • Have you been a business owner for at least 1 year?
       

    How to apply 

    Simply go to the AMAO portal https://absamerchantaccessonline.absa.co.za where you will be re-directed to the Cash Flow Capital and Absa partnership web page. 

     

  • Pocket Flow

    Pocket Flow, a cutting-edge web-based Big Data Spend Analytics tool designed exclusively for existing Absa merchants. Pocket Flow provides in-depth insights on spend, growth, consumption behaviour, and transactional trends at both the merchant and industry levels. Gain a competitive edge with comprehensive analysis of your customer demographics and understand how you fare against competitors. 
     

    Key features of Pocket Flow: 

    • In-depth insights: Analyse spend, growth, consumption behaviour, and transactional trends at merchant and industry levels. 
    • Customer demographics: Obtain a detailed analysis of your customers' demographic profiles and benchmark your performance against competitors. 
    • Extensive data processing: Processes over 145GB of data, with the volume increasing daily. 
    • High transaction volume: Over 6 billion transactions processed quarterly and monthly. 
    • Enriched data sources: Leverage externally sourced data, such as geospatial and cellular movement data, to enhance your insights. 

     

    Estimated costs 
Subscription fee: R30 monthly subscription  

    Contact our Virtual Channels team at vcmerchantsales@absa.co.za or your designated Payment Specialist for more information. 

     

     

Need more help?

For more information visit our  Self servicing tools 

Contact us:

Call us on: 0860 111 222

Email us at: ContactMerc@absa.co.za