Get more value, exclusive services and lifestyle benefits that will help you reach your financial goals sooner. Open your Premium Banking Account today for R230 per month.

Recommended income: R25 000 per month

Open now

Overdraft

Get instant access to money for unexpected expenses.

Tell me more

Lifestyle and travel benefits

Open up your life and money to the world with forex investments, international money transfers, lounge access and a host of other travel benefits.

Premium service

Enjoy exclusive priority banking in selected branches or call 0860 109 085 to speak to a Premium Banking agent.

One card solution

Less is three times more: Access your debit, credit and savings account with one card.

Tell me more

Absa Rewards and Absa Advantage

Cash back and free meals for completing simple challenges on your Banking App.

Premium Banking Account features and benefits

Get exclusive deals and excellent lifestyle and banking benefits tailormade to suit your needs. Plus, get access to dedicated banking agents, 24/7.

Smarter banking
Monthly account fee of R230

Easily apply for an Overdraft online

Includes:

Access to Absa Online and the Banking App

In-app notifications

Unlimited card swipes

Up to R4 000 Absa ATM cash deposits and withdrawals

Debit card with contactless tap-and-pay functionality

One-card solution: access your debit, credit and savings account with one card

Keep all card and payment details in your MasterPass digital wallet

Transact using a chip debit card, which is smarter, faster and more convenient (learn more about debit card benefits).
Premium service
Dedicated Premium Line: Call us on 0860 109 085 or +27 11 501 5006

Premium chat service for banking, financial, investment and home loan advice

Priority bankers in selected branches.
Wealth enhancement
Access to a financial adviser

Free financial needs analysis

Save or invest with:

Investor Plus: Grow your investment and have easy access to your money when you need it.

Dynamic Fixed Deposit: Get to choose the deposit amount, your investment term and how much money you want immediate access to.

Stockbroking Account: Invest and trade in all local JSE™-listed equities (shares), warrants, share instalments and exchange-traded funds (ETFs) as well as offshore investments, in over 25 exchanges worldwide.
Family benefits
50% off on the monthly fee for a Premium Banking Account for your spouse

Free MegaU Account and app for children under 20

Free will
Lifestyle and travel benefits
Exclusive benefits

Join Absa Rewards to get great benefits, including:

Real cash back when you use your Absa card*

50% discount on movie tickets at Nu Metro cinemas nationwide*

As much as 30% cash back every time you shop or fill up at Sasol*.

*Terms and conditions apply.

Travel benefits

Get foreign bank notes for 22 of the world’s major currencies (we can order currency for you in case we don’t have it at our counters)

Use four different currencies from one card with the Multi-currency Cash Passport (reload your card by phoning our call centre on 0860 151 151, to earn as much as R3 000 in Absa Rewards)

Travel insurance included on your credit card

Preferential rates at Bidvest Lounges on your Premium Banking Credit Card

Up to 30% discount off the base price, on certain flight bookings made with Etihad Airlines, when booking through the exclusive and dedicated Travelstart link.

Savings

International savings made easy: Open a Currency Investment Account in one of 17 currencies to protect yourself against rand fluctuations.

Payments

Swift (bank-to-bank): Send money from your bank account to an account abroad through Swift transfers.

Western Union: A fast, reliable and person-to-person transfer service that provides a convenient way to send and receive money around the world.

Visa benefits

No matter where you are, enjoy exclusive offers, rewards and benefits simply by using your Visa card:

Instantly access the world of Visa services by creating an account or signing in

View your Visa details or register your card.
Switch to us
We switch your debit orders for you: download your switching form, complete and send it to switching@absa.co.za

Benefits of switching include:

Vehicle Finance: In the market for an upgrade? Keep your next finance agreement with us and you’ll get up to 5% cash back on your settlement amount.

Personal Loan and/or Overdraft: If you take out an Absa Personal Loan or Overdraft and you’re offered a lower interest rate elsewhere, we’ll beat it with our Absa Price Guarantee.

Home Loan Estimator: Find out how much you qualify for.

*Terms and conditions apply.
What you need to open your account
Monthly income of R25 000

Valid bar-coded South African ID or valid passport for foreign nationals

Proof of residence

Latest payslip.