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Ultimate Islamic Banking

Get Shari’ah-compliant banking, value-added services, benefits and more.

Monthly fee

R98

Open at a Branch

Bank according to your values with Ultimate Islamic

Shari'ah Compliant

Our rigorous Shari’ah governance processes ensure adherence to Islamic financing principles.

Save

Earn attractive profit share when you save for short-term goals with our Islamic Savings Booster.

Absa Rewards

Get Cashback in your pocket every time you swipe with Absa Rewards. Use your Banking App to track and redeem your rewards

What you need to know

Terms and conditions

What you get
Get 100% discount on spouse banking fees

Monthly fee discount for maintaining a positive balance

FREE Absa Rewards

R100 000 Death Benefit cover worth R160 per month at no extra cost to you*

Includes a free credit card with up to 57 days interest free*

Complimentary access to Bidvest Premier local and international airport departure lounges on your Ultimate debit and credit card*

Automatic Basic Travel Insurance of R1.5 million on both your Ultimate Islamic debit and credit card*

R3 000 free Absa ATM withdrawals and Absa ATM cash deposits

R40 return debit order fees

Earn up to R1 650 cash back with FREE Absa Rewards

Ultimate Islamic banking includes unlimited free transactions on:
- Debit card purchases and withdrawals
- Digital account and beneficiary payments
- Internal and external debit and stop orders
- Digital linked-account fund transfers
- Digital balance and statement enquiries
- SMS, email and in-app notifications
- Emailed statements

*This item is not certified as Shari’ah compliant.
Qualifying criteria
You must:

Be 18 years or older;

Not have signed surety for a company that is currently under business rescue;

Be a South African Citizen

If your spouse has an Ultimate Banking account, you may qualify for a Spousal account at a discounted monthly fee.
Documents needed
Bar-coded ID book or card

Proof of income

Any one of the following documents* (original or certified copies) verifying your residential address:

o Utility bill

o Lease or rental agreement

o Cellphone or clothing store statement

o Bank statement from another bank

o Correspondence from SARS.

*Must not be more than 3 months old.
Terms and conditions
Terms and conditions apply to benefits

Download your Pricing Guide

Please note you can open your Ultimate Islamic Banking account at any Absa branch

Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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Ultimate Islamic Plus

Monthly fee

R220

Get superior Shari'ah-compliant banking services, perks and even more benefits.

Tell me more Open at a Branch

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