This Shari'ah compliant account is based on a Qardh structure. For R200.00 per month, you'll have access to priority service, expert advice and a host of exclusive lifestyle benefits.
Minimum income: R25 000

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no monthly fee
Wealth enhancement
Wealth enhancement

What you leave for the future starts today. Access a financial adviser, get a free financial needs analysis and more.

Lifestyle benefits
Lifestyle and travel benefits

Open up your life and your money to the world with international money transfers, lounge access, chauffeured drives and a host of travel benefits

Get unlimited electronic transactions
Premium service

We bank when you bank. Enjoy exclusive priority banking in selected branches, call 0860 109 085 or chat online to a banker 24/7.

Get unlimited electronic transactions
One card solution

Less is more. Access your debit and savings account with one card.

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Get unlimited electronic transactions
Absa Rewards

Make money with every swipe and get cash back in your pocket with Absa Rewards.

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What you can expect

  • Smarter banking

    • R230.00 per month
    • Includes:
      • Online banking
      • Mobile app banking
      • Unlimited Notify-me SMS notifications
      • Unlimited card swipes
      • Absa ATM cash withdrawal - up to the total value of R4 000
      • Absa ATM cash deposit - up to the total value of R4 000
    • Debit card with contactless tap and pay
    • One card solution: access your debit and savings account with one card
    • View and pay bills online using the  walletdoc  app or website
    • Keep all card and payment details in your MasterPass digital wallet

  • Premium service

    • 24/7 dedicated Premium Line available on 0860 109 085 | +2711 501 5006
    • Premium chat service for banking, financial and investment advice
    • Priority bankers in selected branches

  • Wealth enhancement

    • Access to a financial advisor
    • Free financial needs analysis
    • Free Stockbroking Account (no monthly admin fees): Invest in JSE™ Shari'ah-compliant shares and a Shari’ah Top 40 exchange-traded fund (ETF).

  • Family benefits

    • 50% off your spouse’s Premium Banking monthly fee
    • Free Islamic Youth account and app for children under 19
    • Free Islamic will

  • Lifestyle and travel benefits

    Exclusive benefit

    Add Absa Rewards and earn up to 30% real cash back on qualifying transactions from our grocery, digital, travel, fuel and health and beauty partners, depending on your Rewards tier. Just use your Absa card to make in-store and online purchases.

    Travel benefits
    • Get foreign bank notes for 22 of the world’s major currencies and we can order currency for you, should we not have it at our counters
    • Use four different currencies from one card with the Multi-currency Cash Passport 
    • Get up to 30% discount, off the base price, on certain flight bookings made with Etihad airlines, when booking through the exclusive and dedicated Travelstart Link
    International Payments
    • SWIFT: Send money from your bank account to an account abroad with SWIFT (bank-to-bank) transfers.
    • Western Union: A fast, reliable, person-to-person transfer service, and convenient way to send or receive money around the world.

  • Making the switch is easy

    We switch your debit orders for you. Download a switching form here, complete and send to switching@absa.co.za.

    Benefits of switching include:

    • Absa Islamic Vehicle Finance: In the market for an upgrade? Keep your next finance agreement with us and you’ll get up to 5% cash back on your settlement amount.

  • What you need to apply

    • Minimum income of R25 000 per month
    • A valid bar-coded South African ID or a valid passport for foreign nationals
    • Proof of residence
    • Your latest salary advice
    • South African citizenship

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Need more help?

Get in touch on the 24/7 Premium Line: 0860 109 085

International callers: +2711 501 5006

Email us at: premiumbanking@absa.co.za

Visit your nearest branch