Cover next year's school fees upfront, book that dream holiday, improve your home, or kickstart your small business with Absa Personal Loans.
Apply for your Personal Loan today on the Absa Banking App and Absa Online.
Get immediate payout on your Personal Loan
Apply for a Personal Loan of up to R350 000 on your Banking App and you could get immediate payout into your Absa transactional account.
What are you looking for?
A personal loan application that is quick and flexible. Let us help you get what you need.
Personal Loan
All-purpose borrowing, for both planned and unplanned expenses.
Amount
Up to R350 000
Repayment term
Up to 84 months
Express Loan
The perfect solution if you need money and want to pay it back quickly!
Amount
R1500 - R8 000
Repayment term
1-6 Months
Instant Loan
Quick cash anytime, at any Absa ATM, Cellphone Banking or through Online Banking.
Amount
R350 - R8 000
Repayment term
35 days
Home Improvement Loan
Turn your renovation dreams into reality with a home improvement personal loan.
Amount
Up to R350 000
Repayment term
Up to 84 months
Switch your personal loans to us and save!
Switch your personal loan to Absa and get the lowest interest rate, guaranteed*.
We've got the best credit options for you!
Don't need a loan? Choose between our great credit options for flexible repayments and the best interest rates guaranteed.
Overdraft
Easily access cash if you have a cheque account.
Amount
R500 - R250 000
Repayment term
Indefinite
Revolving Credit Facility
Ongoing access to cash when you need it.
Amount
R15 000 - R350 000
Repayment term
Indefinite
Credit Card
Make everyday purchases and cover unexpected expenses.
Amount
Flexible
Repayment term
Flexible
