We do not only offer you great range of vehicle finance solutions, but also credit protection options, extended cover and a choice of warranties to assist you in your journey ahead. 

Our vehicle finance solutions

Solution
 
Key features
 

Instalment Sale Agreement
 
  • Own the vehicle while you are paying it off
  • Reduce monthly payments by choosing a balloon payment or paying a deposit
  • Choose a finance term of 24 - 72 months
  • Fixed or variable interest rates
  • The car belongs to you after you have paid it off
  • You get access to Absa Online

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Islamic Vehicle Finance
 
  • Enjoy access to a car for a fixed period and price
  • Reduce your monthly rental fee when you have extra cash
  • Variable or fixed rental fees. 
  • At the end of lease, you can buy the vehicle at an agreed price, nominate a third party to buy it or use it at a reduced or zero rental fee
  • We offer insurance cover with access to a range of free services
  • You get access to Absa Online
  • 100% financing and tax benefits available

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Our credit protection plans

Solution
 
Benefits
Minimum entry age
Maximum entry age
Term of agreement
Maximum sum insured

Plan A
 
  • Death
18 years
60 years
Maximum 84 months
R1 000 000

Plan B
 
  • Death
  • Disability
18 years
60 years
Maximum 84 months
R1 000 000

Plan C
 
  • Death
  • Disability
  • Dread disease
18 years
60 years
Maximum 84 months
R1 000 000

Plan D
 
  • Death
  • Disability
  • Dread disease
  • loss of income
18 years
60 years
Maximum 84 months
R1 000 000

Underwritten by Absa Life Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Additional credit protection options

Solution
 
Benefits
Minimum entry age
Maximum entry age
Term of agreement
Maximum sum insured

Taxi
 
  • Death
  • Disability
  • Dread disease
18 years
60 years
Maximum 84 months
R500 000

Platinum Protection
 
  • Death
  • Disability
  • loss of income
  • Accidental death
18 years
60 years
Maximum 84 months
R750 000

Underwritten by Absa Life Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Our warranty options

Solution
Cover period
Cover
Solution
Cover period
Cover

Ultimate Extended warranty
2 years
  • Repair or replacement of components due to unforeseen mechanical breakdown or electrical failure
  • Cover new or used vehicles
  • Transferable with the vehicle when you sell it
  • Cover for a period of two years
Underwritten by Absa Insurance Company Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Tyre and Rim 
2 years
  • Cover for damage to an insured vehicle’s tyres and rims as a result of punctures, blowouts or damage suffered from roadside hazards, such as roadside curbs, potholes and road debris.

 

Underwritten by Absa Insurance Company Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Ultimate Pre-Owned warranty
2 years
  • Repair or replacement of components due to unforeseen mechanical breakdown or electrical failure
  • Cover new or used vehicles
  • Transferable with the vehicle when you sell it
  • Cover for a period of two years

Underwritten by Absa Insurance Company Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Scratch and Dent 
2 years
  • Covers the repairs of small dents, chips and scratches in the event of accidental damage to the exterior bodywork of the vehicle. 
  • There is also a benefit for repairs to interior damage.


Underwritten by Absa Insurance Company Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Ultimate Booster warranty
2 years
  • Gap cover for warranty
  • It covers shortfalls in repair costs for components (up to the maximum cover limit)
  • You need an existing warranty to qualify for the Ultimate Booster Warranty
  • Cover for a period of two years

Underwritten by Absa Insurance Company Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

Our extended cover option

Solution
 
Cover

Extended cover
 

If you have a fully comprehensive car policy in place, extended cover will complement this insurance and ensure that you can cover any shortfalls or small repairs on your vehicle.

Benefits include:

  • Credit Shortfall Cover
  • Photo Finish Benefit
  • Excess Benefit
  • Unintentional violation of policy conditions on underlying insurance
  • Car Hire Benefit
  • Road Cover Benefit
  • Finance, Deposit and Registration/Licencing Administrative Fees Shortfall Protector

Underwritten by Absa Insurance Company Limited. Premiums are valid for the duration of your finance agreement. Cover ceases at the end of the finance agreement.

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Need more help?
Need more help?

Let one of our consultants help you get the best vehicle finance for your needs.

Call us on:

0860 669 669

Call Islamic car finance on:

0860 000 786

Visit your nearest branch