Being pre-qualified means knowing what you can buy
Use our Home Loan Pre-qualification tool to find out how much you can afford when buying a house. We will even give you a certificate to make sure sellers and agents will consider your offer. So get pre-qualified now!
Start a new pre-qualification
Use our Home Loan Pre-qualification tool either on your own or with one other person. It's easy, fast and free!
Complete your part of a joint pre-qualification
Complete your part of the pre-qualification that your co-applicant started.
What to expect when you pre-qualify
This is the first step towards owning your own home. Our Home Loan Pre-qualification tool is easy, quick to use and doesn't require any commitment from you.
Complete a Home Loan Pre-qualification
Use our Pre-qualification tool to see how much you can afford.
Get your certificate
We will email you your Pre-qualification tool certificate.
Shop for your dream home
Use the certificate to show sellers and agents you are good to go.
Make an offer to purchase
Make your offer to purchase then contact us to start your home loan application.
Apply for a home loan
Apply for an Absa Home Loan. You can call us on 0860 111 007 or apply online anytime, anywhere.
Get your home loan quote
Since you are pre-qualified, you could receive your home loan approval in principle in record time.
Read more about buying a home
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Find your dream home right here
Looking for a property?
See thousands of available homes across South Africa on PrivateProperty.co.za.
Bank-listed properties
We’ve highlighted a range of properties for you that are ready to sell fast.
Need more help or advice?
Let one of our property experts call you back.
Call us on: 0860 111 007
Email us:
General account enquiries: home@absa.co.za
Home loan applications: propertyhub@absa.co.za
Battling to make home loan repayments: bondrs@absa.co.za
Homeowners comprehensive insurance: adminhoc@absa.co.za
Life insurance: polserv@absa.co.za
