If you are an Absa Home Loan customer selling your home and buying a new one, we’ll reward you for staying with us.

Apply now

cash back

Rewards cash back 

Get up to R25 000 cash back on your new home loan. Terms and conditions apply.

Attorney fee discount

Attorney fee discount 

Get 50% discount on bond registration fees from the Absa-selected attorney panel.

Zero settlement charges

Zero settlement charges 

Get a waiver of any early termination charges on your current Absa Home loan.

Flexible repayment

Flexible repayment 

Choose to repay your home loan over a period of to 30 years.

Manage my debt

Manage my debt

Get advice to make buying your new home as hassle-free as possible.

Tell me more

What you need to know about your Loyalty Home Loan

  • What you get

    • Up to R25 000 once-off Absa Rewards cash back, calculated at 0.5% of the loan amount taken to finance the new property, on condition you meet the following conditions prior to registration of your new mortgage bond linked to the cancellation of your existing mortgage bond: 
      • You must have an existing or open a new Absa Gold Value Bundle, Premium or Private Banking Cheque Account and
      • You must sign a debit order mandate for your Home Loan monthly repayment amount to be paid from your Absa Cheque Account.
    • 50% discount on your bond registration fees
    • Waiver of any early termination charges relating to the settlement of the existing Absa Home Loan account
    • Get financial planning advice from our qualified advisers on drafting a Will, Life Policy, packaged insurance for your motor and home, and retirement planning. Email us at virtualadviser@absa.co.za 
    • Get free eStatements
    • Track your application online, from submission to registration.

    Other benefits

    Absa offers value for money with Absa Homeowner’s Comprehensive Insurance (HOC), Life insurance or Home Loan credit protection product and Absa idirect short-term insurance  products.

  • How it works

    • The Loyalty Home Loan is aimed at Absa Home Loan customers selling their existing home and buying another one with finance from Absa
    • The variable interest rate is linked to the bank’s mortgage lending rate and the prime interest rate
    • Fixed interest rates are only available after registration of your bond
    • Track your application online, from submission to registration
    • Get Absa Homeowner's Comprehensive Insurance to cover the structure of your property.
    • Terms and conditions apply.

  • What you need to apply

    • A valid, bar-coded South African identity document
    • An offer to purchase
    • Your latest payslip (or income statement if self-employed)
    • Provide consent to request 3 months’ bank statements if banking with First National Bank (FNB), Nedbank or Standard Bank, otherwise provide 3 months’ bank statements.
    • If you’re submitting a joint application, each applicant must submit their own documents.

Calculate affordability Explore more about home loans

Apply nowContact us

Need more help?

Let one of our property experts call you back.

Call me back

Call us on: 0860 111 007

Email us:

General account enquiries: home@absa.co.za

Home loan applications: propertyhub@absa.co.za

Help with home loan payment plans: bondrs@absa.co.za

Homeowners comprehensive insurance: adminhoc@absa.co.za

Home loan protector plans: polserv@absa.co.za

Visit your nearest branch