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What's new in online banking

Express loan — quick access to a short-term loan

Apply now

Apply for an Express Loan

Apply now

Apply for an Express Loan

Apply now

Exclusive to Absa customers, our Express Loan is the perfect solution if you need money and want to pay it back quickly! It's a short term loan from R1 500 up to R8 000, with fixed repayments terms of up to 6 months

New to Absa? Apply for an Express Loan at one of our branches or via the call centre. You can apply online for a personal loan from R3 000.

Why an Express Loan?

Build a good credit record

Get access to funds quickly for a short period and also build a good credit record with easy repayments via debit order.

Effective budget planning

The interest rate on the Absa Express Loan is fixed. This means that even if interest rates change, your instalment will remain the same.

Short term, more benefits

Pay for your emergency expenses or finance your dream weekend away without draining your savings.

Get quick and easy access to an Express Loan today

What you need to apply
A valid South African ID document or Smart ID Card

You must be 18 years or older

Proof of residential address such as a municipal or rates bill and cellphone statement

Your last three months’ payslips or bank statements showing a minimum monthly income of R1 500

A transactional account with Absa or any other bank, active for three months or more
How it works
How it works

Apply at an Absa ATM, Online Banking and Cellphone Banking

Accept the quote as well as the terms and conditions

Funds will be made available in your transactional account

Repayment amount is deducted from your transactional account.

Pricing

Minimum repayment term of one month and maximum of six months

Maximum monthly interest rate (APR): 5% for first time loan taken or 3% if the loan is taken in the same calendar year. Services fees and initiation fees apply

The monthly instalment on a R5 000 loan over six months at 5% per month would be R1 200. Terms and conditions apply

Credit protection is required when you apply for an Absa Express Loan. However, you have the option to cancel and replace it with your own existing credit life plan provided it remains in effect for the duration of the loan agreement.
Where to apply
Existing customer can apply online

Apply at any Absa branch