Imagine the peace of mind you would have if you had some emergency money for life’s unexpected events.

  • Start young, or teach your children to save

    • Start putting away some money each month as soon as you are able
    • Open up a savings account for your children when they are young

  • Make smart money choices every day

    • Pack your own lunch
    • Resist buying coffee at work
    • Buy non-perishable items in bulk at a lower per-unit cost
    • Buy expensive items — from clothing to new tyres for your car — on sale
    • Buy seasonal fruits and vegetables

  • Why should I save?

    If you don’t have immediate access to money in an emergency, you would need to take out a loan, an extension on your bond, or dip into your overdraft. The interest rates on these are quite high — meaning that you pay more than you borrow.

TruSave
  • Opening deposit of R50
  • No monthly management fee
  • Immediate access to your money
  • Earn additional interest with the Absa Digital Bonus Rate

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Depositor Plus
  • Opening deposit of R15 000
  • The more you invest the more interest you will earn
  • Immediate access to your money
  • Earn additional interest with the Absa Digital Bonus Rate

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Tax Free Savings
  • Opening deposit of R1 000
  • You can contribute up to R36 000 per tax year
  • Don’t pay tax on interest earned
  • Immediate access to your money
  • Earn additional interest with the Absa Digital Bonus Rate

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Dynamic Fixed Deposit
  • Opening deposit of R1 000
  • Seniors 55 years or older, may receive an additional Senior bonus interest rate which may be automatically included for qualifying deposits.
  • No monthly administration fees
  • Choice of either a fixed interest rate for guaranteed returns or an interest rate linked to prime
  • Choose to have access to up to 50% of your funds anytime during your investment term.
  • Ideal if you want higher investment returns with or without immediate access to a portion of your money

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Notice Select
  • Opening deposit of R1 000
  • Make additional deposits at any time
  • Invest for at least seven days
  • No monthly administration fees
  • You select your own notice period to access your money. Choose from 7-, 15-, 32- or 45-days’ notice
  • Earn a highly competitive rate on the 45-day notice period
  • Enjoy immediate access to a portion of your funds depending on the % access selected.
  • Choose to have access of either 10% or 50% or place all your funds under notice with 0% access
  • Earn additional interest with the Absa Digital Bonus Rate

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FuturePlan 
  • Earn more as you save with standard tiered interest rates
  • Absa contributes additional interest of 3.5% per month (up to R1 000)
  • Get an annual bonus on the anniversary of your account
  • Earn additional interest with Absa’s Digital Bonus Rate if you apply and maintain your account using your Absa Banking App or Absa Online
  • Funds are fixed for a minimum period of 6 months and the term can be extended for as long as required
  • Four withdrawals per year with 32 days’ notice before each withdrawal
  • No monthly management fee

 

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You can also get an overview of all our products here

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