Achieve your financial goals quicker with Private Banking

Relationship-driven

Access to a dedicated Banker to assist with your banking needs.

Priority services

Get dedicated services, access to virtual and private banking suites.

Advisory services

Advice on solutions to help you grow, protect and preserve your wealth.

Tailored solutions

Access to a comprehensive range of bespoke financial solutions.

What you need to know

Day-to-day banking
Private Bank Account: Maximise your financial opportunities and meet your everyday banking needs with ease

Access to an overdraft facility at preferential rates*

Unique Visa Signature Credit Card at a preferential rate with access to local and international airport lounges

Multi-currency Cash Passport™ cards, Currency Investment accounts and preferential rates on inward and outward offshore payments

Dedicated 24/7 Private Assist service line for all your administration- and transaction-related requests.

*Subject to credit approval.
Qualifying criteria
Private Banking is suitable for individuals with:

Annual income from R750 000 to R3 million per annum.
Rewards & lifestyle
FREE Absa Rewards: Earn up to 30% Cashback from our partners when you swipe or buy online  

Travel and lifestyle: Whether it’s local or global, for business or pleasure, a solo adventure or a family holiday, we have the people and the partnerships to make it all happen. From fast planes to great plains, consider it done. Here are just some of the exclusive perks you can access as a member:

o Exclusive, delectable dining

o Endless entertainment

o Incredible travel experiences

o Insider access to luxury brands.
Loans
loans
Structured Loan

Integrated and flexible loan. Combine your day-to-day transactional banking and bespoke loans to suit your needs

Get one interest rate across all your loans

Make advanced payments giving you the freedom to settle your account earlier.

 Home Loan

Negotiate what you will be able to repay monthly on your home loan

Multi-plan: For convenience link multiple loan accounts into one credit facility 

FlexiReserve: Opt to deposit and withdraw funds whenever you need to.

Vehicle Finance

Negotiate what you will be able to repay monthly on your vehicle loan

Your private banker will apply on your behalf, saving you time and money

Value adds: Get tax information and advice from your private banker before you purchase your vehicle.
International Banking
Get expert advice on international banking, finance, foreign exchange and wealth management for now and in the future.

Sending and receiving money:

We offer a selection of fast, reliable and secure options to make payments or receive funds. 

Peace of mind when travelling from South Africa:

Our Cash Passport™ can be pre-loaded with up to four foreign currencies. It is a safe, easy and convenient way to take your spending money overseas. 

Save offshore:

Our Foreign Currency Investment Account (available in various currencies) can help protect your money against currency fluctuations.