Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale
Download the 2024 Benefits and Pricing - Ultimate Banking
Download the 2024 Pricing Brochure ChatWallet
Transactional Rates and Fees
Credit Card Rates and Fees
Value Bundles Rates and Fees
Home Loans Rates and Fees
Anytime Anywhere Rates and Fees
Insuring Rates and Fees
-
Transactional Rates and Fees
With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction.
Cheque Account Interest Rates
Current and other transmission accounts do not offer credit interest as they are designed for day-to-day banking purposes
-
Credit Card Rates and Fees
We offer you a diverse range of credit cards that have been designed to suit your individual requirements, and are paired with a range of flexible fee structures to suit your pocket.
Interest Rates
Download the 2025 Personal Interest Rates Brochure
Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale -
Value Bundles Rates and Fees
With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction. Unused transactions will roll over and discounts apply for positive balances.
Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale -
Home Loans Rates and Fees
Buying a home is one of the biggest investments that you will make in your life - but hidden costs can cripple you monthly; which is why we have a highly transparent rates and fees structure.
Interest Rates
Interest rates will vary depending on your credit profile, spending and saving behaviour, when you applied for your home loan and are contracted when you sign your home loan agreement. Please refer to your home loan statement for the interest rate your currently being charged.
Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale -
Anytime Anywhere Rates and Fees
We offer many ways to do your banking, either telephonically or electronically and each has a different pricing option.
Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale -
Insuring Rates and Fees
Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.
Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale
business-rate
Business Current Accounts Rates and Fees
Business Credit Card Rates and Fees
Business Packages Rates and Fees
Business Saving and Investing Rates and Fees
Business Ways to Bank Rates and Fees
-
Business Current Accounts Rates and Fees
We believe in transparent rates and fees structures that are designed to suit your pocket – which means that you can concentrate on running your business and not on unexpected fees and charges.
Fees
Download the 2025 Business Banking Pricing Brochure
Download the 2024 Business Banking Pricing Brochure -
Business Credit Card Rates and Fees
Whatever your small business credit requirements are, we can offer you a variety of business credit cards at a rate that is suitable to you.
Interest Rates
Download the Business & Corporate Credit Card Rates
Fees
Download the 2025 Business Banking Pricing Brochure
Download the 2024 Business Banking Pricing Brochure -
Business Packages Rates and Fees
Our Business Packages offer everything you need to grow your business with confidence, in one package, combining a current account with expert advice seminars, networking opportunities, software and training courses.
Interest Rates
Monthly charges apply for Business Advantage and Business Essentials as well as for usage on iPayroll.
Fees
Download the 2025 Business Banking Pricing Brochure
Download the 2024 Business Banking Pricing Brochure -
Business Saving and Investing Rates and Fees
We are dedicated to growing your business - whether it be small or large - and offer you a wide range of solutions to suit your specific needs and requirements.
Interest Rates
Interest is calculated on the BizStart account for balances over R1 000.
Biz Start
From To Rate 0.01 9 999.99 0.00% 10 000.00 99 999.99 0.05% 100 000.00 249 999.99 0.25% 250 000.00 499 999.99 0.50% 500 000.00+ 0.75% Savings Call Account
From To Rate 0.01 999.99 0.00% 1 000.00 14 999.99 4.75% 15 000.00 74 999.99 6.45% 75 000.00 999 999.99 6.55% 1 000 000.00 9 999 999.99 6.55% 10 000 000.00 24 999 999.99 6.65% 25 000 000.00 49 999 999.99 6.70% 50 000 000.00 99 999 999.99 6.85% 100 000 000.00 9 999 999 999 999.99 7.00% Last Review on 22 November 2024 Fees
Download the 2025 Business Banking Pricing Brochure
Download the 2024 Business Banking Pricing Brochure -
Business Ways to Bank Rates and Fees
We offer you a number of Ways to Bank with choices on price options, so that you manage your transactions efficiently and conveniently.
Interest Rates
There is no monthly cost for Cellphone and Telephone Banking, only charges for usage.
Fees
Download the 2025 Business Banking Pricing Brochure
Download the 2024 Business Banking Pricing Brochure
privatebankingtab
Fees
Download the 2025 Private Banking Pricing Brochure
Download the 2025 Wealth Banking Pricing Brochure
Download the 2024 Private Banking Pricing Brochure
Download the 2024 Wealth Banking Pricing Brochure
We are committed to helping you grow your wealth with our wide range of saving and investing products while offering competitive rates and fees to help in achieving your goals.
The interest rates shown are indicative only and are subject to change without notification. The rate is determined on the date on which your funds are received in your account and, where applicable, is also determined by your chosen investment term, interest payment frequency and the investment amount deposited. Please call us on 0860 111 515 or visit any Absa branch to get the best rate of the day. All rates are expressed as a percentage per annum.
Get your bank statements quickly and easily on your Banking App, Absa Online or via email. As from 17 July 2023 you will no longer get your bank statements through the post.
-
Savings and Investing Fees
Fees
Download the 2025 Pricing Guide - Everyday Banking Products On Sale
Download the 2025 Pricing Guide - Everyday Banking Other Products
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale -
Savings Booster
-
Instant Access
trusave
Last reviewed on 31 January 2025 TruSave
Balances Standard Rate Digital Bonus Rate Total Rate R0.01 - R49.99 0.00% 0.00% 0.00% R50 + 4.45% 1.90% 6.35% megau
Last reviewed on 31 January 2025 MegaU Savings (Investment)
Balances Standard Rate R0.01 - R49.99 0.00% R50 + 4.45% depositor-plus
Last reviewed on 31 January 2025 Depositor Plus
Balances Standard Rate Digital Bonus Rate Total Rate R0.01 - R14,999.99 0.00% 0.00% 0.00% R15,000 - R24,999.99 6.15% 0.25% 6.40% R25,000 - R74,999.99 6.90% 0.25% 7.15% R75,000 - R99,999.99 7.00% 0.25% 7.25% R100,000 - R249,999.99 7.10% 0.25% 7.35% R250,000 - R999,999.99 7.25% 0.25% 7.50% R1,000,000 - R9,999,999.99 7.30% 0.25% 7.55% R10,000,000 - R24,999,999.99 7.50% 0.25% 7.75% R25,000,000 + 7.20% 0.25% 7.45% cash-invest-tracker
Last reviewed on 31 January 2025 Cash Invest Tracker
Balances Standard Rate R0.01 - R12,500,000.00 8.10% R12,500,000.01 + 8.30% -
Islamic
islamic-depositor-plus
Last reviewed on 31 January 2025 Islamic Depositor Plus
Balances Standard Profit Rate Digital Bonus Rate Total Rate R0.01 - R9,999.99 6.00% 0.25% 6.25% R10,000 - R14,999.99 6.10% 0.25% 6.35% R15,000 - R24,999.99 6.20% 0.25% 6.45% R25,000 - R74,999.99 6.95% 0.25% 7.20% R75,000 - R99,999.99 7.05% 0.25% 7.30% R100,000 - R249,999.99 7.10% 0.25% 7.35% R250,000 - R999,999.99 7.25% 0.25% 7.50% R1,000,000 - R9,999,999.99 7.30% 0.25% 7.55% R10,000,000 - R24,999,999.99 7.70% 0.25% 7.95% R25,000,000 + 7.85% 0.25% 8.10% islamic-targetsave
Last reviewed on 31 January 2025 Islamic TargetSave
Balances Standard Profit Rate Digital Bonus Rate Total Rate R0.01 - R99.99 0.00% 0.00% 0.00% R100 - R999.99 4.50% 0.25% 4.75% R1,000 - R24,999.99 6.50% 0.25% 6.75% R25,000 - R49,999.99 7.18% 0.25% 7.43% R50,000 - R249,999.99 7.28% 0.25% 7.53% R250,000 - R999,999.99 7.51% 0.25% 7.76% R1,000,000 - R9,999,999.99 7.70% 0.25% 7.95% R10,000,000 - R24,999,999.99 7.90% 0.25% 8.15% R25,000,000 - R49,999,999.99 7.95% 0.25% 8.20% R50,000,000 + 7.95% 0.25% 8.20% -
Islamic Term Deposits
islamic-term-deposit
Last reviewed on 14 February 2025
Standard Profit Rates Including Digital Bonus
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 6.20% 6.20% 6.30% 6.30% 6.30% 6.30% 1 7.15% 7.15% 7.25% 7.25% 7.30% 7.30% 2 7.15% 7.17% 7.25% 7.27% 7.30% 7.32% 3 7.30% 7.34% 7.40% 7.44% 7.50% 7.54% 4 7.30% 7.37% 7.40% 7.47% 7.50% 7.57% 5 7.30% 7.39% 7.40% 7.49% 7.50% 7.59% 6 7.85% 7.98% 7.90% 8.03% 7.95% 8.08% 7 7.60% 7.74% 7.65% 7.79% 7.70% 7.84% 8 7.60% 7.77% 7.65% 7.82% 7.70% 7.87% 9 7.75% 7.95% 7.80% 8.00% 7.85% 8.05% 10 7.45% 7.66% 7.50% 7.71% 7.55% 7.76% 11 7.40% 7.63% 7.45% 7.68% 7.50% 7.73% 12 7.90% 8.19% 7.95% 8.24% 8.00% 8.29% 13-17 7.90% 8.27% 7.95% 8.32% 8.00% 8.37% 18 7.90% 8.36% 8.00% 8.46% 8.05% 8.51% 19-23 7.85% 8.38% 7.95% 8.48% 7.95% 8.48% 24 7.85% 8.47% 7.90% 8.52% 7.90% 8.52% 25-35 7.85% 8.64% 7.90% 8.69% 7.90% 8.69% 36 8.10% 9.22% 8.20% 9.32% 8.30% 9.42% 37-47 8.00% 9.18% 8.00% 9.18% 8.00% 9.18% 48-59 8.05% 9.64% 8.10% 9.69% 8.10% 9.69% 60 8.45% 10.55% 8.55% 10.65% 8.55% 10.65% Standard Profit Rates
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 5.90% 5.90% 6.00% 6.00% 6.00% 6.00% 1 6.90% 6.90% 7.00% 7.00% 7.05% 7.05% 2 6.90% 6.92% 7.00% 7.02% 7.05% 7.07% 3 7.15% 7.19% 7.25% 7.29% 7.35% 7.39% 4 7.15% 7.22% 7.25% 7.32% 7.35% 7.42% 5 7.15% 7.24% 7.25% 7.34% 7.35% 7.44% 6 7.75% 7.88% 7.80% 7.93% 7.85% 7.98% 7 7.50% 7.64% 7.55% 7.69% 7.60% 7.74% 8 7.50% 7.67% 7.55% 7.72% 7.60% 7.77% 9 7.65% 7.85% 7.70% 7.90% 7.75% 7.95% 10 7.35% 7.56% 7.40% 7.61% 7.45% 7.66% 11 7.35% 7.58% 7.40% 7.63% 7.45% 7.68% 12 7.80% 8.09% 7.85% 8.14% 7.90% 8.19% 13-17 7.80% 8.17% 7.85% 8.22% 7.90% 8.27% 18 7.80% 8.26% 7.90% 8.36% 7.95% 8.41% 19-23 7.75% 8.28% 7.85% 8.38% 7.85% 8.38% 24 7.80% 8.42% 7.85% 8.47% 7.85% 8.47% 25-35 7.80% 8.59% 7.85% 8.64% 7.85% 8.64% 36 8.05% 9.17% 8.15% 9.27% 8.25% 9.37% 37-47 7.95% 9.13% 7.95% 9.13% 7.95% 9.13% 48-59 8.00% 9.59% 8.05% 9.64% 8.05% 9.64% 60 8.30% 10.40% 8.40% 10.50% 8.40% 10.50% Senior Profit Rates Including Digital Bonus
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 6.40% 6.40% 6.70% 6.70% 6.70% 6.70% 1 7.40% 7.40% 7.45% 7.45% 7.50% 7.50% 2 7.40% 7.42% 7.45% 7.47% 7.50% 7.52% 3 7.45% 7.49% 7.55% 7.59% 7.65% 7.69% 4 7.45% 7.52% 7.55% 7.62% 7.65% 7.72% 5 7.45% 7.54% 7.55% 7.64% 7.65% 7.74% 6 7.90% 8.03% 7.95% 8.08% 8.00% 8.13% 7 7.65% 7.79% 7.70% 7.84% 7.75% 7.89% 8 7.65% 7.82% 7.70% 7.87% 7.75% 7.92% 9 7.85% 8.05% 7.90% 8.10% 7.95% 8.15% 10 7.50% 7.71% 7.55% 7.76% 7.60% 7.81% 11 7.45% 7.68% 7.50% 7.73% 7.55% 7.78% 12 7.95% 8.24% 8.00% 8.29% 8.05% 8.34% 13-17 7.95% 8.32% 8.00% 8.37% 8.05% 8.42% 18 7.95% 8.41% 8.05% 8.51% 8.10% 8.56% 19-23 7.90% 8.43% 8.00% 8.53% 8.00% 8.53% 24 7.90% 8.52% 7.95% 8.57% 7.95% 8.57% 25-35 7.90% 8.69% 7.95% 8.74% 7.95% 8.74% 36 8.30% 9.42% 8.35% 9.47% 8.40% 9.52% 37-47 8.05% 9.23% 8.05% 9.23% 8.05% 9.23% 48-59 8.10% 9.69% 8.15% 9.74% 8.15% 9.74% 60 8.50% 10.60% 8.60% 10.70% 8.60% 10.70% Senior Profit Rates
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 6.10% 6.10% 6.40% 6.40% 6.40% 6.40% 1 7.15% 7.15% 7.20% 7.20% 7.25% 7.25% 2 7.15% 7.17% 7.20% 7.22% 7.25% 7.27% 3 7.30% 7.34% 7.40% 7.44% 7.50% 7.54% 4 7.30% 7.37% 7.40% 7.47% 7.50% 7.57% 5 7.30% 7.39% 7.40% 7.49% 7.50% 7.59% 6 7.80% 7.93% 7.85% 7.98% 7.90% 8.03% 7 7.55% 7.69% 7.60% 7.74% 7.65% 7.79% 8 7.55% 7.72% 7.60% 7.77% 7.65% 7.82% 9 7.75% 7.95% 7.80% 8.00% 7.85% 8.05% 10 7.40% 7.61% 7.45% 7.66% 7.50% 7.71% 11 7.40% 7.63% 7.45% 7.68% 7.50% 7.73% 12 7.85% 8.14% 7.90% 8.19% 7.95% 8.24% 13-17 7.85% 8.22% 7.90% 8.27% 7.95% 8.32% 18 7.85% 8.31% 7.95% 8.41% 8.00% 8.46% 19-23 7.80% 8.33% 7.90% 8.43% 7.90% 8.43% 24 7.85% 8.47% 7.90% 8.52% 7.90% 8.52% 25-35 7.85% 8.64% 7.90% 8.69% 7.90% 8.69% 36 8.25% 9.37% 8.30% 9.42% 8.35% 9.47% 37-47 8.00% 9.18% 8.00% 9.18% 8.00% 9.18% 48-59 8.05% 9.64% 8.10% 9.69% 8.10% 9.69% 60 8.35% 10.45% 8.45% 10.55% 8.45% 10.55% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures. -
Profit rates for Islamic Dynamic Deposit
islamic-dynamic-deposit
Last reviewed on 15 February 2025
Standard Profit Share Rates
Balance R 1000 – R99,999.99
Percentage of access
0% 10% 20% 30% 40% 50% Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.20% 5.95% 5.90% 5.85% 5.80% 5.75% 1 month 7.15% 6.90% 6.85% 6.80% 6.75% 6.70% 2 months 7.15% 6.90% 6.85% 6.80% 6.75% 6.70% 3 months 7.30% 7.05% 7.00% 6.95% 6.90% 6.85% 4 months 7.30% 7.05% 7.00% 6.95% 6.90% 6.85% 5 months 7.30% 7.05% 7.00% 6.95% 6.90% 6.85% 6 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 7 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15% 8 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15% 9 months 7.75% 7.50% 7.45% 7.40% 7.35% 7.30% 10 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 11 months 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 12 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 13-17 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 18 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 19-23 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 24 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 25-35 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 36 months 8.10% 7.85% 7.80% 7.75% 7.70% 7.65% 37-47 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 48-59 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 60 months 8.45% 8.20% 8.15% 8.10% 8.05% 8.00% *Please scroll from left to right
Senior Profit Share Rates
(Exclusive to clients from 55 years and older only)
Balance R 1000 – R99,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.40% 6.15% 6.10% 6.05% 6.00% 5.95% 1 month 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 2 months 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 3 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 4 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 5 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 6 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 7 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 8 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 9 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 10 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 11 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 12 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 13-17 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 18 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 19-23 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 24 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 25-35 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 36 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 37-47 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 48-59 months 8.10% 7.85% 7.80% 7.75% 7.70% 7.65% 60 months 8.50% 8.25% 8.20% 8.15% 8.10% 8.05% *Please scroll from left to right
Standard Profit Share Rates
Balance R 100 000 - R999,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.30% 6.05% 6.00% 5.95% 5.90% 5.85% 1 month 7.25% 7.00% 6.95% 6.90% 6.85% 6.80% 2 months 7.25% 7.00% 6.95% 6.90% 6.85% 6.80% 3 months 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 4 months 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 5 months 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 6 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 7 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 8 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 9 months 7.80% 7.55% 7.50% 7.45% 7.40% 7.35% 10 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 11 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 12 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 13-17 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 18 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 19-23 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 24 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 25-35 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 36 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75% 37-47 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 48-59 months 8.10% 7.85% 7.80% 7.75% 7.70% 7.65% 60 months 8.55% 8.30% 8.25% 8.20% 8.15% 8.10% *Please scroll from left to right
Senior Profit Share Rates
(Exclusive to clients from 55 years and older only)
Balance R 100 000 - R999,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 1 month 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 2 months 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 3 months 7.55% 7.30% 7.25% 7.20% 7.15% 7.10% 4 months 7.55% 7.30% 7.25% 7.20% 7.15% 7.10% 5 months 7.55% 7.30% 7.25% 7.20% 7.15% 7.10% 6 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 7 months 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 8 months 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 9 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 10 months 7.55% 7.30% 7.25% 7.20% 7.15% 7.10% 11 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 12 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 13-17 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 18 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 19-23 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 24 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 25-35 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 36 months 8.35% 8.10% 8.05% 8.00% 7.95% 7.90% 37-47 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 48-59 months 8.15% 7.90% 7.85% 7.80% 7.75% 7.70% 60 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% *Please scroll from left to right
Standard Profit Share Rates
Balance R 1,000,000 +
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.30% 6.05% 6.00% 5.95% 5.90% 5.85% 1 month 7.30% 7.05% 7.00% 6.95% 6.90% 6.85% 2 months 7.30% 7.05% 7.00% 6.95% 6.90% 6.85% 3 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 4 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 5 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 6 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 7 months 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 8 months 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 9 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 10 months 7.55% 7.30% 7.25% 7.20% 7.15% 7.10% 11 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 12 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 13-17 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 18 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 19-23 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 24 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 25-35 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 36 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 37-47 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 48-59 months 8.10% 7.85% 7.80% 7.75% 7.70% 7.65% 60 months 8.55% 8.30% 8.25% 8.20% 8.15% 8.10% *Please scroll from left to right
Senior Profit Share Rates
(Exclusive to clients from 55 years and older only)
Balance R 1,000,000 +
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 1 month 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 2 months 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 3 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 4 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 5 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 6 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 7 months 7.75% 7.50% 7.45% 7.40% 7.35% 7.30% 8 months 7.75% 7.50% 7.45% 7.40% 7.35% 7.30% 9 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 10 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15% 11 months 7.55% 7.30% 7.25% 7.20% 7.15% 7.10% 12 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 13-17 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 18 months 8.10% 7.85% 7.80% 7.75% 7.70% 7.65% 19-23 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 24 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 25-35 months 7.95% 7.70% 7.65% 7.60% 7.55% 7.50% 36 months 8.40% 8.15% 8.10% 8.05% 8.00% 7.95% 37-47 months 8.05% 7.80% 7.75% 7.70% 7.65% 7.60% 48-59 months 8.15% 7.90% 7.85% 7.80% 7.75% 7.70% 60 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
-
Notice Deposits
futureplan
Last reviewed on 31 January 2025 Future Plan
Balances Tiers Standard Rate Digital Bonus Rate Total Rate R0.01 - R49.99 0.00% 0.00% 0.00% R50 - R499.99 5.05% 0.25% 5.30% R500 - R999.99 5.05% 0.25% 5.30% R1,000 - R1,999.99 5.25% 0.25% 5.50% R2,000 - R4,999.99 5.25% 0.25% 5.50% R5,000 - R5,999.99 5.25% 0.25% 5.50% R6,000 - R9,999.99 5.45% 0.25% 5.70% R10,000 - R19,999.99 5.65% 0.25% 5.90% R20,000 - R24,999.99 6.05% 0.25% 6.30% R25,000 + 6.55% 0.25% 6.80% Last reviewed on 29 January 2016 Future Plan - Bonus Interest Rates
Term (Months) Rate 01 Month - 12 Months 1.00% 13 Months - 24 Months 2.00% 25 Months - 36 Months 4.00% 37 Months - 48 Months 6.00% 49 Months - 59 Months 7.00% 60 Months + 7.50% *Bonus interest is a percentage of the interest you receive at the end of each year in addition to the interest earned. -
Interest Rates for Notice Select
notice-select
Last reviewed on 31 January 2025
Standard Rate
Balance R1000 - R24 999
7 Days 15 Days 32 Days 45 Days 50/50 6.10% 6.15% 6.20% 7.10% 90/10 6.30% 6.35% 6.40% 7.50% 100/0 6.40% 6.45% 6.50% 7.60% Digital Bonus Rate
Balance R1000 - R24 999
7 Days 15 Days 32 Days 45 Days 50/50 6.35% 6.40% 6.45% 7.35% 90/10 6.55% 6.60% 6.65% 7.75% 100/0 6.65% 6.70% 6.75% 7.85% Standard Rate
Balance R25 000 – R49 999
7 Days 15 Days 32 Days 45 Days 50/50 6.92% 6.95% 6.98% 7.40% 90/10 7.04% 7.07% 7.10% 7.80% 100/00 7.12% 7.15% 7.18% 7.90% Digital Bonus Rate
Balance R25 000 – R49 999
7 Days 15 Days 32 Days 45 Days 50/50 7.17% 7.20% 7.23% 7.65% 90/10 7.29% 7.32% 7.35% 8.05% 100/0 7.37% 7.40% 7.43% 8.15% Standard Rate
Balance R50 000 – R249 999
7 Days 15 Days 32 Days 45 Days 50/50 7.00% 7.05% 7.08% 7.55% 90/10 7.12% 7.17% 7.20% 7.95% 100/00 7.20% 7.25% 7.28% 8.05% Digital Bonus Rate
Balance R50 000 – R249 999
7 Days 15 Days 32 Days 45 Days 50/50 7.25% 7.30% 7.33% 7.80% 90/10 7.37% 7.42% 7.45% 8.20% 100/0 7.45% 7.50% 7.53% 8.30% Standard Rate
Balance R250 000 – R999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.10% 7.15% 7.17% 7.60% 90/10 7.20% 7.25% 7.30% 8.00% 100/00 7.30% 7.35% 7.45% 8.10% Digital Bonus Rate
Balance R250 000 – R999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.35% 7.40% 7.42% 7.85% 90/10 7.45% 7.50% 7.55% 8.25% 100/0 7.55% 7.60% 7.70% 8.35% Standard Rate
Balance R1 000 000 – R9 999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.18% 7.20% 7.22% 7.60% 90/10 7.28% 7.30% 7.35% 8.00% 100/00 7.38% 7.40% 7.50% 8.10% Digital Bonus Rate
Balance R1 000 000 – R9 999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.43% 7.45% 7.47% 7.85% 90/10 7.53% 7.55% 7.60% 8.25% 100/0 7.63% 7.65% 7.75% 8.35% Standard Rate
Balance R10 000 000 – R9 999 999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.20% 7.25% 7.27% 7.65% 90/10 7.30% 7.35% 7.40% 8.05% 100/00 7.40% 7.45% 7.55% 8.15% Digital Bonus Rate
Balance R10 000 000 – R9 999 999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.45% 7.50% 7.52% 7.90% 90/10 7.55% 7.60% 7.65% 8.30% 100/0 7.65% 7.70% 7.80% 8.40% -
Tax-Free
tax-free-savings
Last reviewed on 31 January 2025 Tax Free Savings Account
Balances Standard Rate Digital Bonus Rate Total Rate R0.01 - R999.99 0.00% 0.00% 0.00% R1,000 - R14,999.99 7.25% 0.25% 7.50% R15,000 - R29,999.99 7.25% 0.25% 7.50% R30,000 - R49,999.99 7.25% 0.25% 7.50% R50,000 - R74,999.99 7.25% 0.25% 7.50% R75,000 - R99,999.99 7.30% 0.25% 7.55% R100,000 - R249,999.99 7.30% 0.25% 7.55% R250,000 - R499,999.99 8.00% 0.25% 8.25% R500,000 + 8.00% 0.25% 8.25% tax-free-fixed
Last reviewed on 28 August 2024 Tax Free Fixed
Balances Rate R30,000 + 8.76% *Interest paid at maturity -
Stokvels
investment-club
Last reviewed on 31 January 2025 Investment Club
Balances Rate R0.01 - R4,999.99 6.30% R5,000 - R9,999.99 6.30% R10,000 - R24,999.99 6.50% R25,000 - R49,999.99 6.95% R50,000 - R99,999.99 7.05% R100,000+ 7.05% travel-club
Last reviewed on 31 January 2025 Travel Club
Balances Rate R0.01 - R999.99 0.00% R1,000 - R9,999.99 4.75% R10,000 - R24,999.99 4.75% R25,000 - R49,999.99 4.75% R50,000 - R99,999.99 4.75% R100,000+ 4.75% grocery-stokvel
Last reviewed on 31 January 2025 Grocery Stokvel
Balances Rate R0.01 + 4.50% -
Interest Rates for Dynamic Fixed Deposit
dynamic-fixed-deposit
Last reviewed on 15 February 2025
Standard Interest Rates
Balance R 1000 – R99,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.20% 6.20% 5.95% 5.90% 5.85% 5.80% 5.75% 1 month 7.15% 7.15% 6.90% 6.85% 6.80% 6.75% 6.70% 2 months 7.15% 7.17% 6.90% 6.85% 6.80% 6.75% 6.70% 3 months 7.30% 7.35% 7.05% 7.00% 6.95% 6.90% 6.85% 4 months 7.30% 7.37% 7.05% 7.00% 6.95% 6.90% 6.85% 5 months 7.30% 7.39% 7.05% 7.00% 6.95% 6.90% 6.85% 6 months 7.85% 7.98% 7.60% 7.55% 7.50% 7.45% 7.40% 7 months 7.60% 7.75% 7.35% 7.30% 7.25% 7.20% 7.15% 8 months 7.60% 7.77% 7.35% 7.30% 7.25% 7.20% 7.15% 9 months 7.75% 7.96% 7.50% 7.45% 7.40% 7.35% 7.30% 10 months 7.45% 7.66% 7.20% 7.15% 7.10% 7.05% 7.00% 11 months 7.40% 7.64% 7.15% 7.10% 7.05% 7.00% 6.95% 12 months 7.90% 8.20% 7.65% 7.60% 7.55% 7.50% 7.45% 13-17 months 7.90% 8.28% 7.65% 7.60% 7.55% 7.50% 7.45% 18 months 7.90% 8.37% 7.65% 7.60% 7.55% 7.50% 7.45% 19-23 months 7.85% 8.39% 7.60% 7.55% 7.50% 7.45% 7.40% 24 months 7.85% 8.48% 7.60% 7.55% 7.50% 7.45% 7.40% 25-35 months 7.85% 8.65% 7.60% 7.55% 7.50% 7.45% 7.40% 36 months 8.10% 9.22% 7.85% 7.80% 7.75% 7.70% 7.65% 37-47 months 8.00% 9.20% 7.75% 7.70% 7.65% 7.60% 7.55% 48-59 months 8.05% 9.66% 7.80% 7.75% 7.70% 7.65% 7.60% 60 months 8.45% 10.55% 8.20% 8.15% 8.10% 8.05% 8.00% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Balance R 1000 – R99,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.40% 6.40% 6.15% 6.10% 6.05% 6.00% 5.95% 1 month 7.40% 7.40% 7.15% 7.10% 7.05% 7.00% 6.95% 2 months 7.40% 7.42% 7.15% 7.10% 7.05% 7.00% 6.95% 3 months 7.45% 7.50% 7.20% 7.15% 7.10% 7.05% 7.00% 4 months 7.45% 7.52% 7.20% 7.15% 7.10% 7.05% 7.00% 5 months 7.45% 7.54% 7.20% 7.15% 7.10% 7.05% 7.00% 6 months 7.90% 8.03% 7.65% 7.60% 7.55% 7.50% 7.45% 7 months 7.65% 7.80% 7.40% 7.35% 7.30% 7.25% 7.20% 8 months 7.65% 7.82% 7.40% 7.35% 7.30% 7.25% 7.20% 9 months 7.85% 8.06% 7.60% 7.55% 7.50% 7.45% 7.40% 10 months 7.50% 7.71% 7.25% 7.20% 7.15% 7.10% 7.05% 11 months 7.45% 7.69% 7.20% 7.15% 7.10% 7.05% 7.00% 12 months 7.95% 8.25% 7.70% 7.65% 7.60% 7.55% 7.50% 13-17 months 7.95% 8.33% 7.70% 7.65% 7.60% 7.55% 7.50% 18 months 7.95% 8.42% 7.70% 7.65% 7.60% 7.55% 7.50% 19-23 months 7.90% 8.44% 7.65% 7.60% 7.55% 7.50% 7.45% 24 months 7.90% 8.53% 7.65% 7.60% 7.55% 7.50% 7.45% 25-35 months 7.90% 8.70% 7.65% 7.60% 7.55% 7.50% 7.45% 36 months 8.30% 9.42% 8.05% 8.00% 7.95% 7.90% 7.85% 37-47 months 8.05% 9.25% 7.80% 7.75% 7.70% 7.65% 7.60% 48-59 months 8.10% 9.71% 7.85% 7.80% 7.75% 7.70% 7.65% 60 months 8.50% 10.60% 8.25% 8.20% 8.15% 8.10% 8.05% *Please scroll from left to right
Standard Interest Rates
Balance R 100 000 - R999,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.30% 6.30% 6.05% 6.00% 5.95% 5.90% 5.85% 1 month 7.25% 7.25% 7.00% 6.95% 6.90% 6.85% 6.80% 2 months 7.25% 7.27% 7.00% 6.95% 6.90% 6.85% 6.80% 3 months 7.40% 7.45% 7.15% 7.10% 7.05% 7.00% 6.95% 4 months 7.40% 7.47% 7.15% 7.10% 7.05% 7.00% 6.95% 5 months 7.40% 7.49% 7.15% 7.10% 7.05% 7.00% 6.95% 6 months 7.90% 8.03% 7.65% 7.60% 7.55% 7.50% 7.45% 7 months 7.65% 7.80% 7.40% 7.35% 7.30% 7.25% 7.20% 8 months 7.65% 7.82% 7.40% 7.35% 7.30% 7.25% 7.20% 9 months 7.80% 8.01% 7.55% 7.50% 7.45% 7.40% 7.35% 10 months 7.50% 7.71% 7.25% 7.20% 7.15% 7.10% 7.05% 11 months 7.45% 7.69% 7.20% 7.15% 7.10% 7.05% 7.00% 12 months 7.95% 8.25% 7.70% 7.65% 7.60% 7.55% 7.50% 13-17 months 7.95% 8.33% 7.70% 7.65% 7.60% 7.55% 7.50% 18 months 8.00% 8.47% 7.75% 7.70% 7.65% 7.60% 7.55% 19-23 months 7.95% 8.49% 7.70% 7.65% 7.60% 7.55% 7.50% 24 months 7.90% 8.53% 7.65% 7.60% 7.55% 7.50% 7.45% 25-35 months 7.90% 8.70% 7.65% 7.60% 7.55% 7.50% 7.45% 36 months 8.20% 9.32% 7.95% 7.90% 7.85% 7.80% 7.75% 37-47 months 8.00% 9.20% 7.75% 7.70% 7.65% 7.60% 7.55% 48-59 months 8.10% 9.71% 7.85% 7.80% 7.75% 7.70% 7.65% 60 months 8.55% 10.65% 8.30% 8.25% 8.20% 8.15% 8.10% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Balance R 100 000 - R999,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.70% 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 1 month 7.45% 7.45% 7.20% 7.15% 7.10% 7.05% 7.00% 2 months 7.45% 7.47% 7.20% 7.15% 7.10% 7.05% 7.00% 3 months 7.55% 7.60% 7.30% 7.25% 7.20% 7.15% 7.10% 4 months 7.55% 7.62% 7.30% 7.25% 7.20% 7.15% 7.10% 5 months 7.55% 7.64% 7.30% 7.25% 7.20% 7.15% 7.10% 6 months 7.95% 8.08% 7.70% 7.65% 7.60% 7.55% 7.50% 7 months 7.70% 7.85% 7.45% 7.40% 7.35% 7.30% 7.25% 8 months 7.70% 7.87% 7.45% 7.40% 7.35% 7.30% 7.25% 9 months 7.90% 8.11% 7.65% 7.60% 7.55% 7.50% 7.45% 10 months 7.55% 7.76% 7.30% 7.25% 7.20% 7.15% 7.10% 11 months 7.50% 7.74% 7.25% 7.20% 7.15% 7.10% 7.05% 12 months 8.00% 8.30% 7.75% 7.70% 7.65% 7.60% 7.55% 13-17 months 8.00% 8.38% 7.75% 7.70% 7.65% 7.60% 7.55% 18 months 8.05% 8.52% 7.80% 7.75% 7.70% 7.65% 7.60% 19-23 months 8.00% 8.54% 7.75% 7.70% 7.65% 7.60% 7.55% 24 months 7.95% 8.58% 7.70% 7.65% 7.60% 7.55% 7.50% 25-35 months 7.95% 8.75% 7.70% 7.65% 7.60% 7.55% 7.50% 36 months 8.35% 9.47% 8.10% 8.05% 8.00% 7.95% 7.90% 37-47 months 8.05% 9.25% 7.80% 7.75% 7.70% 7.65% 7.60% 48-59 months 8.15% 9.76% 7.90% 7.85% 7.80% 7.75% 7.70% 60 months 8.60% 10.70% 8.35% 8.30% 8.25% 8.20% 8.15% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.Standard Interest Rates
Balance R1 000 000 and more
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.30% 6.30% 6.05% 6.00% 5.95% 5.90% 5.85% 1 month 7.30% 7.30% 7.05% 7.00% 6.95% 6.90% 6.85% 2 months 7.30% 7.32% 7.05% 7.00% 6.95% 6.90% 6.85% 3 months 7.50% 7.55% 7.25% 7.20% 7.15% 7.10% 7.05% 4 months 7.50% 7.57% 7.25% 7.20% 7.15% 7.10% 7.05% 5 months 7.50% 7.59% 7.25% 7.20% 7.15% 7.10% 7.05% 6 months 7.95% 8.08% 7.70% 7.65% 7.60% 7.55% 7.50% 7 months 7.70% 7.85% 7.45% 7.40% 7.35% 7.30% 7.25% 8 months 7.70% 7.87% 7.45% 7.40% 7.35% 7.30% 7.25% 9 months 7.85% 8.06% 7.60% 7.55% 7.50% 7.45% 7.40% 10 months 7.55% 7.76% 7.30% 7.25% 7.20% 7.15% 7.10% 11 months 7.50% 7.74% 7.25% 7.20% 7.15% 7.10% 7.05% 12 months 8.00% 8.30% 7.75% 7.70% 7.65% 7.60% 7.55% 13-17 months 8.00% 8.38% 7.75% 7.70% 7.65% 7.60% 7.55% 18 months 8.05% 8.52% 7.80% 7.75% 7.70% 7.65% 7.60% 19-23 months 7.95% 8.49% 7.70% 7.65% 7.60% 7.55% 7.50% 24 months 7.90% 8.53% 7.65% 7.60% 7.55% 7.50% 7.45% 25-35 months 7.90% 8.70% 7.65% 7.60% 7.55% 7.50% 7.45% 36 months 8.30% 9.42% 8.05% 8.00% 7.95% 7.90% 7.85% 37-47 months 8.00% 9.20% 7.75% 7.70% 7.65% 7.60% 7.55% 48-59 months 8.10% 9.71% 7.85% 7.80% 7.75% 7.70% 7.65% 60 months 8.55% 10.65% 8.30% 8.25% 8.20% 8.15% 8.10% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Balance R1 000 000 and more
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.70% 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 1 month 7.50% 7.50% 7.25% 7.20% 7.15% 7.10% 7.05% 2 months 7.50% 7.52% 7.25% 7.20% 7.15% 7.10% 7.05% 3 months 7.65% 7.70% 7.40% 7.35% 7.30% 7.25% 7.20% 4 months 7.65% 7.72% 7.40% 7.35% 7.30% 7.25% 7.20% 5 months 7.65% 7.74% 7.40% 7.35% 7.30% 7.25% 7.20% 6 months 8.00% 8.13% 7.75% 7.70% 7.65% 7.60% 7.55% 7 months 7.75% 7.90% 7.50% 7.45% 7.40% 7.35% 7.30% 8 months 7.75% 7.92% 7.50% 7.45% 7.40% 7.35% 7.30% 9 months 7.95% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50% 10 months 7.60% 7.81% 7.35% 7.30% 7.25% 7.20% 7.15% 11 months 7.55% 7.79% 7.30% 7.25% 7.20% 7.15% 7.10% 12 months 8.05% 8.35% 7.80% 7.75% 7.70% 7.65% 7.60% 13-17 months 8.05% 8.43% 7.80% 7.75% 7.70% 7.65% 7.60% 18 months 8.10% 8.57% 7.85% 7.80% 7.75% 7.70% 7.65% 19-23 months 8.00% 8.54% 7.75% 7.70% 7.65% 7.60% 7.55% 24 months 7.95% 8.58% 7.70% 7.65% 7.60% 7.55% 7.50% 25-35 months 7.95% 8.75% 7.70% 7.65% 7.60% 7.55% 7.50% 36 months 8.40% 9.52% 8.15% 8.10% 8.05% 8.00% 7.95% 37-47 months 8.05% 9.25% 7.80% 7.75% 7.70% 7.65% 7.60% 48-59 months 8.15% 9.76% 7.90% 7.85% 7.80% 7.75% 7.70% 60 months 8.60% 10.70% 8.35% 8.30% 8.25% 8.20% 8.15% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures. -
Interest Rates for Fixed Deposit
fixed-deposit
Last reviewed on 14 February 2025
Standard Interest Rates including Digital Bonus
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 6.20% 6.20% 6.30% 6.30% 6.30% 6.30% 1 month 7.15% 7.15% 7.25% 7.25% 7.30% 7.30% 2 months 7.15% 7.17% 7.25% 7.27% 7.30% 7.32% 3 months 7.30% 7.34% 7.40% 7.44% 7.50% 7.54% 4 months 7.30% 7.37% 7.40% 7.47% 7.50% 7.57% 5 months 7.30% 7.39% 7.40% 7.49% 7.50% 7.59% 6 months 7.85% 7.98% 7.90% 8.03% 7.95% 8.08% 7 months 7.60% 7.74% 7.65% 7.79% 7.70% 7.84% 8 months 7.60% 7.77% 7.65% 7.82% 7.70% 7.87% 9 months 7.75% 7.95% 7.80% 8.00% 7.85% 8.05% 10 months 7.45% 7.66% 7.50% 7.71% 7.55% 7.76% 11 months 7.40% 7.63% 7.45% 7.68% 7.50% 7.73% 12 months 7.90% 8.19% 7.95% 8.24% 8.00% 8.29% 13-17 months 7.90% 8.27% 7.95% 8.32% 8.00% 8.37% 18 months 7.90% 8.36% 8.00% 8.46% 8.05% 8.51% 19-23 months 7.85% 8.38% 7.95% 8.48% 7.95% 8.48% 24 months 7.85% 8.47% 7.90% 8.52% 7.90% 8.52% 25-35 months 7.85% 8.64% 7.90% 8.69% 7.90% 8.69% 36 months 8.10% 9.22% 8.20% 9.32% 8.30% 9.42% 37-47 months 8.00% 9.18% 8.00% 9.18% 8.00% 9.18% 48-59 months 8.05% 9.64% 8.10% 9.69% 8.10% 9.69% 60 months 8.45% 10.55% 8.55% 10.65% 8.55% 10.65% Standard Interest Rates
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 5.90% 5.90% 6.00% 6.00% 6.00% 6.00% 1 month 6.90% 6.90% 7.00% 7.00% 7.05% 7.05% 2 months 6.90% 6.92% 7.00% 7.02% 7.05% 7.07% 3 months 7.15% 7.19% 7.25% 7.29% 7.35% 7.39% 4 months 7.15% 7.22% 7.25% 7.32% 7.35% 7.42% 5 months 7.15% 7.24% 7.25% 7.34% 7.35% 7.44% 6 months 7.75% 7.88% 7.80% 7.93% 7.85% 7.98% 7 months 7.50% 7.64% 7.55% 7.69% 7.60% 7.74% 8 months 7.50% 7.67% 7.55% 7.72% 7.60% 7.77% 9 months 7.65% 7.85% 7.70% 7.90% 7.75% 7.95% 10 months 7.35% 7.56% 7.40% 7.61% 7.45% 7.66% 11 months 7.35% 7.58% 7.40% 7.63% 7.45% 7.68% 12 months 7.80% 8.09% 7.85% 8.14% 7.90% 8.19% 13-17 months 7.80% 8.17% 7.85% 8.22% 7.90% 8.27% 18 months 7.80% 8.26% 7.90% 8.36% 7.95% 8.41% 19-23 months 7.75% 8.28% 7.85% 8.38% 7.85% 8.38% 24 months 7.80% 8.42% 7.85% 8.47% 7.85% 8.47% 25-35 months 7.80% 8.59% 7.85% 8.64% 7.85% 8.64% 36 months 8.05% 9.17% 8.15% 9.27% 8.25% 9.37% 37-47 months 7.95% 9.13% 7.95% 9.13% 7.95% 9.13% 48-59 months 8.00% 9.59% 8.05% 9.64% 8.05% 9.64% 60 months 8.30% 10.40% 8.40% 10.50% 8.40% 10.50% Senior Interest Rates Including Digital Bonus
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 6.40% 6.40% 6.70% 6.70% 6.70% 6.70% 1 month 7.40% 7.40% 7.45% 7.45% 7.50% 7.50% 2 months 7.40% 7.42% 7.45% 7.47% 7.50% 7.52% 3 months 7.45% 7.49% 7.55% 7.59% 7.65% 7.69% 4 months 7.45% 7.52% 7.55% 7.62% 7.65% 7.72% 5 months 7.45% 7.54% 7.55% 7.64% 7.65% 7.74% 6 months 7.90% 8.03% 7.95% 8.08% 8.00% 8.13% 7 months 7.65% 7.79% 7.70% 7.84% 7.75% 7.89% 8 months 7.65% 7.82% 7.70% 7.87% 7.75% 7.92% 9 months 7.85% 8.05% 7.90% 8.10% 7.95% 8.15% 10 months 7.50% 7.71% 7.55% 7.76% 7.60% 7.81% 11 months 7.45% 7.68% 7.50% 7.73% 7.55% 7.78% 12 months 7.95% 8.24% 8.00% 8.29% 8.05% 8.34% 13 -17 months 7.95% 8.32% 8.00% 8.37% 8.05% 8.42% 18 months 7.95% 8.41% 8.05% 8.51% 8.10% 8.56% 19-23 months 7.90% 8.43% 8.00% 8.53% 8.00% 8.53% 24 months 7.90% 8.52% 7.95% 8.57% 7.95% 8.57% 25-35 months 7.90% 8.69% 7.95% 8.74% 7.95% 8.74% 36 months 8.30% 9.42% 8.35% 9.47% 8.40% 9.52% 37-47 months 8.05% 9.23% 8.05% 9.23% 8.05% 9.23% 48-59 months 8.10% 9.69% 8.15% 9.74% 8.15% 9.74% 60 months 8.50% 10.60% 8.60% 10.70% 8.60% 10.70% Senior Interest Rates
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 6.10% 6.10% 6.40% 6.40% 6.40% 6.40% 1 month 7.15% 7.15% 7.20% 7.20% 7.25% 7.25% 2 months 7.15% 7.17% 7.20% 7.22% 7.25% 7.27% 3 months 7.30% 7.34% 7.40% 7.44% 7.50% 7.54% 4 months 7.30% 7.37% 7.40% 7.47% 7.50% 7.57% 5 months 7.30% 7.39% 7.40% 7.49% 7.50% 7.59% 6 months 7.80% 7.93% 7.85% 7.98% 7.90% 8.03% 7 months 7.55% 7.69% 7.60% 7.74% 7.65% 7.79% 8 months 7.55% 7.72% 7.60% 7.77% 7.65% 7.82% 9 months 7.75% 7.95% 7.80% 8.00% 7.85% 8.05% 10 months 7.40% 7.61% 7.45% 7.66% 7.50% 7.71% 11 months 7.40% 7.63% 7.45% 7.68% 7.50% 7.73% 12 months 7.85% 8.14% 7.90% 8.19% 7.95% 8.24% 13 -17 months 7.85% 8.22% 7.90% 8.27% 7.95% 8.32% 18 months 7.85% 8.31% 7.95% 8.41% 8.00% 8.46% 19-23 months 7.80% 8.33% 7.90% 8.43% 7.90% 8.43% 24 months 7.85% 8.47% 7.90% 8.52% 7.90% 8.52% 25-35 months 7.85% 8.64% 7.90% 8.69% 7.90% 8.69% 36 months 8.25% 9.37% 8.30% 9.42% 8.35% 9.47% 37-47 months 8.00% 9.18% 8.00% 9.18% 8.00% 9.18% 48-59 months 8.05% 9.64% 8.10% 9.69% 8.10% 9.69% 60 months 8.35% 10.45% 8.45% 10.55% 8.45% 10.55% *Monthly – The rate associated with the investment should you choose to get your interest paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your interest paid when your investment matures. -
Prime Linked Rates for Dynamic Fixed Deposit
Last reviewed on 31 January 2025
Standard Interest Rates
Balance R 1000 – R99,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest Payment frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 2.50% 2.50% 2.30% 2.25% 2.20% 2.15% 2.10% 1 month 5.95% 5.95% 5.75% 5.70% 5.65% 5.60% 5.55% 2 months 6.05% 6.07% 5.85% 5.80% 5.75% 5.70% 5.65% 3 months 6.25% 6.30% 6.05% 6.00% 5.95% 5.90% 5.85% 4 months 6.35% 6.42% 6.15% 6.10% 6.05% 6.00% 5.95% 5 months 6.35% 6.44% 6.15% 6.10% 6.05% 6.00% 5.95% 6 months 7.00% 7.13% 6.80% 6.75% 6.70% 6.65% 6.60% 7 months 7.05% 7.20% 6.85% 6.80% 6.75% 6.70% 6.65% 8 months 7.05% 7.23% 6.85% 6.80% 6.75% 6.70% 6.65% 9 months 7.05% 7.26% 6.85% 6.80% 6.75% 6.70% 6.65% 10 months 7.05% 7.27% 6.85% 6.80% 6.75% 6.70% 6.65% 11 months 7.05% 7.29% 6.85% 6.80% 6.75% 6.70% 6.65% 12 months 7.20% 7.51% 7.00% 6.95% 6.90% 6.85% 6.80% 13-17 months 7.25% 7.63% 7.05% 7.00% 6.95% 6.90% 6.85% 18 months 7.50% 7.97% 7.30% 7.25% 7.20% 7.15% 7.10% 19-23 months 7.50% 8.05% 7.30% 7.25% 7.20% 7.15% 7.10% 24 months 7.95% 8.58% 7.75% 7.70% 7.65% 7.60% 7.55% 25-35 months 7.95% 8.76% 7.75% 7.70% 7.65% 7.60% 7.55% 36 months 8.20% 9.22% 7.80% 7.75% 7.70% 7.65% 7.60% 37-47 months 8.35% 9.56% 7.95% 7.90% 7.85% 7.80% 7.75% 48-59 months 8.40% 10.03% 8.20% 8.15% 8.10% 8.05% 8.00% 60 months 8.45% 10.49% 8.05% 8.00% 7.95% 7.90% 7.85% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Balance R 1000 – R99,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 2.70% 2.70% 2.50% 2.45% 2.40% 2.35% 2.30% 1 month 6.25% 6.25% 6.05% 6.00% 5.95% 5.90% 5.85% 2 months 6.35% 6.37% 6.15% 6.10% 6.05% 6.00% 5.95% 3 months 6.55% 6.60% 6.35% 6.30% 6.25% 6.20% 6.15% 4 months 6.65% 6.72% 6.45% 6.40% 6.35% 6.30% 6.25% 5 months 6.65% 6.74% 6.45% 6.40% 6.35% 6.30% 6.25% 6 months 7.05% 7.18% 6.85% 6.80% 6.75% 6.70% 6.65% 7 months 7.10% 7.25% 6.90% 6.85% 6.80% 6.75% 6.70% 8 months 7.10% 7.28% 6.90% 6.85% 6.80% 6.75% 6.70% 9 months 7.15% 7.36% 6.95% 6.90% 6.85% 6.80% 6.75% 10 months 7.10% 7.32% 6.90% 6.85% 6.80% 6.75% 6.70% 11 months 7.10% 7.34% 6.90% 6.85% 6.80% 6.75% 6.70% 12 months 7.25% 7.56% 7.05% 7.00% 6.95% 6.90% 6.85% 13-17 months 7.30% 7.68% 7.10% 7.05% 7.00% 6.95% 6.90% 18 months 7.55% 8.02% 7.35% 7.30% 7.25% 7.20% 7.15% 19-23 months 7.55% 8.10% 7.35% 7.30% 7.25% 7.20% 7.15% 24 months 8.00% 8.63% 7.80% 7.75% 7.70% 7.65% 7.60% 25-35 months 8.00% 8.81% 7.80% 7.75% 7.70% 7.65% 7.60% 36 months 8.25% 9.27% 7.85% 7.80% 7.75% 7.70% 7.65% 37-47 months 8.40% 9.61% 8.00% 7.95% 7.90% 7.85% 7.80% 48-59 months 8.45% 10.08% 8.25% 8.20% 8.15% 8.10% 8.05% 60 months 8.50% 10.54% 8.10% 8.05% 8.00% 7.95% 7.90% *Please scroll from left to right
Standard Interest Rates
Balance R 100 000 - R999,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 2.50% 2.50% 2.30% 2.25% 2.20% 2.15% 2.10% 1 month 6.00% 6.00% 5.80% 5.75% 5.70% 5.65% 5.60% 2 months 6.10% 6.12% 5.90% 5.85% 5.80% 5.75% 5.70% 3 months 6.30% 6.35% 6.10% 6.05% 6.00% 5.95% 5.90% 4 months 6.40% 6.47% 6.20% 6.15% 6.10% 6.05% 6.00% 5 months 6.40% 6.49% 6.20% 6.15% 6.10% 6.05% 6.00% 6 months 7.05% 7.18% 6.85% 6.80% 6.75% 6.70% 6.65% 7 months 7.10% 7.25% 6.90% 6.85% 6.80% 6.75% 6.70% 8 months 7.10% 7.28% 6.90% 6.85% 6.80% 6.75% 6.70% 9 months 7.10% 7.31% 6.90% 6.85% 6.80% 6.75% 6.70% 10 months 7.10% 7.32% 6.90% 6.85% 6.80% 6.75% 6.70% 11 months 7.10% 7.34% 6.90% 6.85% 6.80% 6.75% 6.70% 12 months 7.70% 8.01% 7.50% 7.45% 7.40% 7.35% 7.30% 13-17 months 7.95% 8.33% 7.75% 7.70% 7.65% 7.60% 7.55% 18 months 8.25% 8.72% 8.05% 8.00% 7.95% 7.90% 7.85% 19-23 months 8.25% 8.80% 8.05% 8.00% 7.95% 7.90% 7.85% 24 months 8.45% 9.08% 8.25% 8.20% 8.15% 8.10% 8.05% 25-35 months 8.50% 9.31% 8.30% 8.25% 8.20% 8.15% 8.10% 36 months 8.70% 9.72% 8.30% 8.25% 8.20% 8.15% 8.10% 37-47 months 8.85% 10.06% 8.45% 8.40% 8.35% 8.30% 8.25% 48-59 months 8.90% 10.53% 8.50% 8.45% 8.40% 8.35% 8.30% 60 months 8.95% 10.99% 8.55% 8.50% 8.45% 8.40% 8.35% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Balance R 100 000 - R999,999.99
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 2.90% 2.90% 2.70% 2.65% 2.60% 2.55% 2.50% 1 month 6.25% 6.25% 6.05% 6.00% 5.95% 5.90% 5.85% 2 months 6.35% 6.37% 6.15% 6.10% 6.05% 6.00% 5.95% 3 months 6.60% 6.65% 6.40% 6.35% 6.30% 6.25% 6.20% 4 months 6.70% 6.77% 6.50% 6.45% 6.40% 6.35% 6.30% 5 months 6.70% 6.79% 6.50% 6.45% 6.40% 6.35% 6.30% 6 months 7.10% 7.23% 6.90% 6.85% 6.80% 6.75% 6.70% 7 months 7.15% 7.30% 6.95% 6.90% 6.85% 6.80% 6.75% 8 months 7.15% 7.33% 6.95% 6.90% 6.85% 6.80% 6.75% 9 months 7.20% 7.41% 7.00% 6.95% 6.90% 6.85% 6.80% 10 months 7.15% 7.37% 6.95% 6.90% 6.85% 6.80% 6.75% 11 months 7.15% 7.39% 6.95% 6.90% 6.85% 6.80% 6.75% 12 months 7.75% 8.06% 7.55% 7.50% 7.45% 7.40% 7.35% 13-17 months 8.00% 8.38% 7.80% 7.75% 7.70% 7.65% 7.60% 18 months 8.30% 8.77% 8.10% 8.05% 8.00% 7.95% 7.90% 19-23 months 8.30% 8.85% 8.10% 8.05% 8.00% 7.95% 7.90% 24 months 8.50% 9.13% 8.30% 8.25% 8.20% 8.15% 8.10% 25-35 months 8.55% 9.36% 8.35% 8.30% 8.25% 8.20% 8.15% 36 months 8.75% 9.77% 8.35% 8.30% 8.25% 8.20% 8.15% 37-47 months 8.90% 10.11% 8.50% 8.45% 8.40% 8.35% 8.30% 48-59 months 8.95% 10.58% 8.55% 8.50% 8.45% 8.40% 8.35% 60 months 9.00% 11.04% 8.60% 8.55% 8.50% 8.45% 8.40% *Please scroll from left to right
Standard Interest Rates
Balance R1 000 000 and more
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 2.50% 2.50% 2.30% 2.25% 2.20% 2.15% 2.10% 1 month 6.05% 6.05% 5.85% 5.80% 5.75% 5.70% 5.65% 2 months 6.15% 6.17% 5.95% 5.90% 5.85% 5.80% 5.75% 3 months 6.35% 6.40% 6.15% 6.10% 6.05% 6.00% 5.95% 4 months 6.45% 6.52% 6.25% 6.20% 6.15% 6.10% 6.05% 5 months 6.45% 6.54% 6.25% 6.20% 6.15% 6.10% 6.05% 6 months 7.10% 7.23% 6.90% 6.85% 6.80% 6.75% 6.70% 7 months 7.15% 7.30% 6.95% 6.90% 6.85% 6.80% 6.75% 8 months 7.15% 7.33% 6.95% 6.90% 6.85% 6.80% 6.75% 9 months 7.15% 7.36% 6.95% 6.90% 6.85% 6.80% 6.75% 10 months 7.15% 7.37% 6.95% 6.90% 6.85% 6.80% 6.75% 11 months 7.15% 7.39% 6.95% 6.90% 6.85% 6.80% 6.75% 12 months 7.70% 8.01% 7.50% 7.45% 7.40% 7.35% 7.30% 13-17 months 7.95% 8.33% 7.75% 7.70% 7.65% 7.60% 7.55% 18 months 8.20% 8.67% 8.00% 7.95% 7.90% 7.85% 7.80% 19-23 months 8.25% 8.80% 8.05% 8.00% 7.95% 7.90% 7.85% 24 months 8.45% 9.08% 8.25% 8.20% 8.15% 8.10% 8.05% 25-35 months 8.50% 9.31% 8.30% 8.25% 8.20% 8.15% 8.10% 36 months 8.70% 9.72% 8.30% 8.25% 8.20% 8.15% 8.10% 37-47 months 8.85% 10.06% 8.45% 8.40% 8.35% 8.30% 8.25% 48-59 months 8.90% 10.53% 8.50% 8.45% 8.40% 8.35% 8.30% 60 months 8.95% 10.99% 8.55% 8.50% 8.45% 8.40% 8.35% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Balance R1 000 000 and more
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 2.90% 2.90% 2.70% 2.65% 2.60% 2.55% 2.50% 1 month 6.30% 6.30% 6.10% 6.05% 6.00% 5.95% 5.90% 2 months 6.40% 6.42% 6.20% 6.15% 6.10% 6.05% 6.00% 3 months 6.65% 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 4 months 6.75% 6.82% 6.55% 6.50% 6.45% 6.40% 6.35% 5 months 6.75% 6.84% 6.55% 6.50% 6.45% 6.40% 6.35% 6 months 7.15% 7.28% 6.95% 6.90% 6.85% 6.80% 6.75% 7 months 7.20% 7.35% 7.00% 6.95% 6.90% 6.85% 6.80% 8 months 7.20% 7.38% 7.00% 6.95% 6.90% 6.85% 6.80% 9 months 7.30% 7.51% 7.10% 7.05% 7.00% 6.95% 6.90% 10 months 7.20% 7.42% 7.00% 6.95% 6.90% 6.85% 6.80% 11 months 7.20% 7.44% 7.00% 6.95% 6.90% 6.85% 6.80% 12 months 7.75% 8.06% 7.55% 7.50% 7.45% 7.40% 7.35% 13-17 months 8.00% 8.38% 7.80% 7.75% 7.70% 7.65% 7.60% 18 months 8.25% 8.72% 8.05% 8.00% 7.95% 7.90% 7.85% 19-23 months 8.30% 8.85% 8.10% 8.05% 8.00% 7.95% 7.90% 24 months 8.50% 9.13% 8.30% 8.25% 8.20% 8.15% 8.10% 25-35 months 8.55% 9.36% 8.35% 8.30% 8.25% 8.20% 8.15% 36 months 8.75% 9.77% 8.35% 8.30% 8.25% 8.20% 8.15% 37-47 months 8.90% 10.11% 8.50% 8.45% 8.40% 8.35% 8.30% 48-59 months 8.95% 10.58% 8.55% 8.50% 8.45% 8.40% 8.35% 60 months 9.00% 11.04% 8.60% 8.55% 8.50% 8.45% 8.40% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures. -
Islamic Profit Share
Islamic Targetsave
Balance Tier R0.01 - R9 999 999 999 999.99
Date Rate 2024 6.40% 2023 6.50% 2022 5.50% 2021 4.05% 2020 4.00% 2019 5.50% Islamic Youth
Balance Tier R0.01 - R9 999 999 999 999.99
Date Rate 2024 1.60% 2023 1.31% 2022 1.00% 2021 1.00% 2020 1.01% 2019 1.50% The above rates are historical rates and provide no indication of future rates
-
Interest rates for products no longer available for sale
Last reviewed on 31 January 2025
TargetSave
Balances Rate R0.01 - R99.99 0.00% R100.00 - R10,000.00 5.15% R10,000.01 - R19,999.99 5.35% R20,000.00 - R24,999.99 5.50% R25,000.00 + 5.60% TargetSave - Account Age add on
Term Rate 0 - 6 Months 0.00% 7 - 12 Months 0.25% 13 - 18 Months 0.50% 19 - 9999 Months 0.75% *This is the additional interest you receive based on how long you have held the product
*Applicable to accounts opened on or after 1 March 2008.TargetSave - Account Age add on (Prior to 01 March 2008)
Term Rate 01 Month - 12 Months 0.50% 13 Months - 24 Months 1.50% 25 Months - 36 Months 3.50% 37 Months - 48 Months 5.50% 49 Months - 59 Months 6.50% 60 Months + 7.00% *This is the additional interest you receive based on how long you have held the product
*Applicable to accounts opened before 1 March 2008Club Account
Balances Rate R0.01 - R999.99 4.05% R1,000 - R9,999.99 4.05% R10,000 - R24,999.99 4.05% R25,000 - R49,999.99 4.05% R50,000 - R99,999.99 4.55% R100,000 + 5.55% Linked Rate Deposits
Term Rate 180 Days 6.71% 370 Days 7.04% Prime Linked Account
Balances between R 10 000.01 & R 100 000Term Rate 6 Months 7.50% 12 Months 7.70% 18 Months 7.80% 24 Months 8.10% 36 Months 8.50% Investment Advantage
Balances Rate R0.01 - R20,000.00 0.00% R20,000.01 + 7.00% Money Builder
Balances Rate R0.01 - R999.99 4.45% R1,000 - R19,999.99 4.45% R20,000 - R99,999.99 4.45% R100,000 - R499,999.99 4.45% R500,000 + 4.45% Active Save
Balances Rate R0.01 + 0.00% Youth Save
Balances Rate R0.01 + 0.15% Easy Save
Balances Rate R0.01 + 0.05% Senior Save
Balances Rate R0.01 + 0.05% Savings Call Account
Balances Rate R0.01 - R999.99 0.00% R1,000 - R14,999.99 4.50% R15,000 - R74,999.99 6.20% R75,000 - R999,999.99 6.30% R1,000,000 - R9,999,999.99 6.30% R10,000,000 - R24,999,999.99 6.40% R25,000,000 - R49,999,999.99 6.45% R50,000,000 - R99,999,999.99 6.60% R100,000,000 + 6.75% 32 Day Notice
Balances Rate R0.01 - R99.99 0.00% R100 - R999.99 4.05% R1,000 - R4,999.99 4.05% R5,000 - R14,999.99 4.05% R15,000 - R24,999.99 4.05% R25,000 - R49,999.99 4.55% R50,000 + 5.00% *The rates above are applicable from month 13 onwards. In the 1st to 6th month, the rates are 1% higher than above and from the 7th to 12th month, rates are 0.5% higher than above (for balances above R100)
70/30 Account
Balances Rate R0.01 - R49,999.99 0.00% R50,000 - R99,999.99 6.35% R100,000 + 6.85% 70/30 Account Balances Rate R0.01 - R49,999.99 0.00% R50,000 - R99,999.99 6.60% R100,000 + 7.10% 90/10 Account
Balances Rate R0.01 - R19,999.99 0.00% R20,000 - R49,999.99 6.25% R50,000 + 6.85% 70/30 Account Balances Rate R0.01 - R49,999.99 0.00% R50,000 - R99,999.99 6.60% R100,000 + 7.10% Private Banking Money Market Account
Balances Rate R100,000 + 6.77% 70/30 Account Balances Rate R0.01 - R49,999.99 0.00% R50,000 - R99,999.99 6.60% R100,000 + 7.10%
investment-resources
We offer investment solutions for diverse investment strategies. Whatever your current need or future goal, you are sure to find an investment fund or product to match.
-
Fund fact sheets
Single Managed Funds
Download the SIM Core Income Fund
Download the SIM Tactical Income fund
Download the SIM Corporate Money Market
Download the SIM Inflation Beater Fund
Download the SIM Enhanced Yield Fund
Multi Managed
Download the ABSA Sanlam Multi Managed Income Fund
Download the ABSA Sanlam Multi Managed Absolute Return Opportunity Fund
Download the ABSA Sanlam Multi Managed Core Accumulation Fund
Download the ABSA Sanlam Multi Managed Core Growth Fund
Download the ABSA Sanlam Multi Managed Core Preserver Fund
Download the ABSA Sanlam Accumulation Fund of Funds
Download the ABSA Sanlam Growth Fund of Funds
Download the ABSA Sanlam Preserver Fund of Funds
Download the ABSA Sanlam Multi Managed Passive Preserver Fund
Download the ABSA Sanlam Multi Managed Passive Accumulation Fund
Download the ABSA Sanlam Multi Managed Passive Growth Fund -
Guides, reports and lists
Download the Glacier Transfer Guide
Download the Glacier Death Claim Guide
Download the AIMS Death Claim Guide
Download the AIMS Practice Note - Power of attorney
Download the Glacier Practice Note - Power of attorney
-
Application forms
Download the Absa 1095 EX Unit Trust Application Form
Download the Absa 7337 EX Enhanced Outcome for Legal Entities
Download the Absa 6916 EX One Investment form for Individuals
Download the Glacier 6916 EX One Investment form for Individuals
Download the Absa 6915 EX One Investment form for Legal Entities
Download the Glacier 6915 EX One Investment form for Legal Entities -
Supplementary forms: Unit Trusts
Download the Absa 4598 EX Unit Trust Switch Form
Download the Absa 5912 EX Unit Trust Debit Order Form
Download the Absa 4599 EX Transfer of Ownership Form
Download the Absa 6279 EX Legal Person Form
Download the Absa 6280 EX Tax Self-certification and Declaration Form – Natural Persons
Download the Absa 4593 EX Additional Investments and Debit Order Form (Financial Adviser)
Download the Absa 4594 EX Change of Details Notice Form
Download the Absa 4595 EX Security Cession Notice Form
Download the Absa 6692 EX Additional Investments Non-Individuals -
Supplementary Forms: Absa Investment Management Services
Download the Absa 6916 One Investment Application Individuals
Download the Absa 6915 One Investment Application form for Legal Entities
Download the Absa 7337 Enhanced Outcome New Business form
Download the Absa 5155 EX (CPA) Additional Investments
Download the Absa 4690 EX (CPA) Investment Amendment Request
Download the Absa 4691 EX (CPA) Repurchase and ETF Request (only applicable to Discretionary & Endowments)
Download the Absa 5254 EX Power of Attorney
Download the Absa 5135 EX Death Claim Request
Download the Absa 5452 EX Cession Form
Download the Absa 5455 EX Cession Form - Guaranteed Range of Products
Download the Absa 3121 EX Physical Site Visit Conducted for Verification Purposes
Download the Absa 6228 EX CPA Client Static Amendment Request Form
Download the Absa 5120 EX Debit Order Authorisation Form
Download the Absa 7083 Direct Debit Request Form
Download the Absa 7327 EX Affidavit to confirm dependents
Download the Absa 3874 EX Declaration to confirm Residential address by Co-habitant, Homeowner, Parent and Employer by Co-habitant, Home Owner or Employer
Download the Glacier 6755 EX Dividends Withholding Tax - Declaration For Exemption
Download the Glacier 6754 EX Dividends Withholding Tax - Declaration For Reduced Rate
Download the Glacier 5155 EX (CPA) Additional Investments
Download the Glacier 6515 EX Tax Free Savings Account Transfer Request Form
Download the Glacier 4690 EX (CPA) Investment Amendement Request
Download the Glacier 4691 EX (CPA) Repurchase and ETF Request (only applicable to Discretionary & Endowments)
Download the Glacier 5254 EX Power of Attorney
Download the Glacier 4743 EX Switch Request
Download the Glacier 6629 EX Transfer of Unit Trust Funds / Securities
Download the Glacier 4692 EX (CPA) Withdrawal / Retirement Request (only applicable to Contractual Products)
Download the Glacier 4740 EX (CPA) Contractual Transfers In and Out
Download the Glacier 5153 EX Death Claim Request
Download the Glacier 5452 EX Cession Form
Download the Glacier 4735 EX (CPA) Section 14 Retirement Annuity Ongoing Fee Authorisation Transfers - Broker Ongoing Fee Authorisation
Download the Glacier 6228 EX Client Static Amendment Form
Download the Glacier 5120 EX Debit Order Authorisation Form
Download the Glacier 7083 Direct Debit Request Form
Download the Glacier 7091 EX Third Party Debit Order Authorisation Form
Download the Glacier 7327 Affidavit to confirm dependents
Download the Glacier 6916 Absa Islamic Investment Plan
Download the Absa 7655 EX Gen Resolution
Download the Glacier 7655 Gen Resolution
-
Product brochures
Download the Absa Cash Invest Tracker
Download the Absa Personal Share Portfolio
Download the Absa Tax Free Investment
Download the Absa Retirement Annuity
Download the Absa Investment Account
Download the Absa Living Annuity
Download the Absa Linked Endowment
Download the Absa Preservation Fund
Download the Absa Islamic Investment Account
Download the Absa Defined Outcome
Download the Absa Assured Outcome
Download the Protected Outcome Income Policy
Download the Protected Outcome Growth and Income 2022
Download the Protected Outcome Growth
Download the Enhanced Outcome for Entities
Download the Enhanced Outcome for Individuals
Download the Ensured Outcome for IndividualsAll Absa Investments funds are structured in accordance with Regulation 28. This protects investors from overexposure to high risk assets, and ensures that portfolios are optimally diversified – More info.
-
Personal share portfolio
Absa Mandate and Supporting Documentation
Download the Absa Personal Portfolio – Accumulation
Download the Absa Personal Portfolio – Growth
Download the Absa Personal Portfolio – Preserver
Download the Balanced Portfolio
Download the Equity Portfolio
Download the Property Equity Portfolio
Download the Quattro Portfolio
Download the Absa Mandate and Supporting Documentation
Download the PSP Fund Lists and Fees
All Absa Investments funds are structured in accordance with Regulation 28. This protects investors from overexposure to high risk assets, and ensures that portfolios are optimally diversified – More info. -
Terms and conditions
Download the Absa Guaranteed Outcome
Download the Absa Linked Endowment
Download the Linked Endowment (Hollard)
Download the Linked Endowment (Hollard extended version)
Download the Linked Endowment (Assupol)
Download the Defined Outcome (Guardrisk)
Download the Assured Outcome (Avbob)
Download the Secured Outcome Income Policy (Hollard)
Download the Secured Outcome Growth Policy (Hollard)
Download the Secured Outcome Income (Hollard)
Download the Secured Outcome Growth (Hollard)
Download the Protected Outcome (Clientele) 2024
Download the Protected Outcome (Clientele) 2023
Download the Protected Outcome (Clientele) 2022
Download the Protected Outcome (Clientele) 2019
Download the Enhanced Outcome for Legal Entities
Download the Enhanced Outcome for Individuals
Download the Absa Tax-Free Investment
Download the Absa Islamic Investment Account
Download the Absa Linked Endowment
Download the Absa Living Annuity
Download the Absa Retirement Annuity & Preservation fund
Download the Absa Investment Account (Including CIT)
Download the Ensured Outcome
All Absa Investments funds are structured in accordance with Regulation 28. This protects investors from overexposure to high risk assets, and ensures that portfolios are optimally diversified – More info. -
Guides, rules and manuals
Download the Glacier Partners - Absa Easy Guide
Download the Absa Investment Management Services - Easy Guide
Download the Absa Investment Management Services - Complaints Management Procedure
Download the Absa Investment Management Services - Transfer Guide
Download the Absa Pension Preservation Fund rules
Download the Absa Provident Preservation Fund rules
Download the Absa Retirement Annuity Fund rules
Download the Absa Retirement Annuity Fund PAIA manual
Download the Absa Pension Preservation Fund PAIA manual
Download the Absa Provident Preservation Fund PAIA manual
Please note: To provide our products and services, we collaborate with other companies, some of which may use our branding. Our Privacy Policy does not apply to these companies' websites. For their privacy policies, please refer to the respective service provider's site.
Need more help?
Contact our price line on: 0860 008 600
