Absa | Download our latest and competitive rates and fees

Simply select the product section you require and download the relevant rates and fees pricing brochure that you are looking for.

Fees

Download the 2023 Pricing Brochure Flexi Account
Download the 2023 Pricing Brochure Transact Account
Download the 2023 Pricing Brochure Premium Banking Account
Download the 2023 Pricing Brochure Gold Banking Account
Download the 2023 Pricing Brochure Student Account
Download the 2023 Pricing Brochure MegaU Account
Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale

Transactional Rates and Fees

With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction.

Cheque Account Interest Rates

Current and other transmission accounts do not offer credit interest as they are designed for day-to-day banking purposes
Credit Card Rates and Fees

We offer you a diverse range of credit cards that have been designed to suit your individual requirements, and are paired with a range of flexible fee structures to suit your pocket.

Interest Rates

Download the 2024 Personal Interest Rates Brochure

Fees

Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
Download the 2022 Packages Brochure
Value Bundles Rates and Fees

With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction. Unused transactions will roll over and discounts apply for positive balances.

Fees

Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
Download the 2022 Packages Brochure
Home Loans Rates and Fees

Buying a home is one of the biggest investments that you will make in your life - but hidden costs can cripple you monthly; which is why we have a highly transparent rates and fees structure.

Interest Rates

Interest rates will vary depending on your credit profile, spending and saving behaviour, when you applied for your home loan and are contracted when you sign your home loan agreement. Please refer to your home loan statement for the interest rate your currently being charged.

Fees

Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
Download the 2022 Packages Brochure
Anytime Anywhere Rates and Fees

We offer many ways to do your banking, either telephonically or electronically and each has a different pricing option.

Fees

Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
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Insuring Rates and Fees

Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.

Fees

Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
Download the 2022 Packages Brochure

Simply select the product section you require and download the relevant rates and fees pricing brochure that you are looking for.

business-rate

Business Current Accounts Rates and Fees

We believe in transparent rates and fees structures that are designed to suit your pocket – which means that you can concentrate on running your business and not on unexpected fees and charges.

Fees

Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure
Business Credit Card Rates and Fees

Whatever your small business credit requirements are, we can offer you a variety of business credit cards at a rate that is suitable to you.

Interest Rates

Download the Business & Corporate Credit Card Rates

Fees

Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure
Business Packages Rates and Fees

Our Business Packages offer everything you need to grow your business with confidence, in one package, combining a current account with expert advice seminars, networking opportunities, software and training courses.

Interest Rates

Monthly charges apply for Business Advantage and Business Essentials as well as for usage on iPayroll.

Fees

Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure

Business Saving and Investing Rates and Fees

We are dedicated to growing your business - whether it be small or large - and offer you a wide range of solutions to suit your specific needs and requirements.

Interest Rates

Interest is calculated on the BizStart account for balances over R1 000.

Biz Start

From	To	Rate
0.01	9 999.99	0.00%
10 000.00	99 999.99	0.05%
100 000.00	249 999.99	0.25%
250 000.00	499 999.99	0.50%
500 000.00+		0.75%

Savings Call Account

From	To	Rate
0.01	999.99	0.00%
1 000.00	14 999.99	4.75%
15 000.00	74 999.99	6.45%
75 000.00	999 999.99	6.55%
1 000 000.00	9 999 999.99	6.55%
10 000 000.00	24 999 999.99	6.65%
25 000 000.00	49 999 999.99	6.70%
50 000 000.00	99 999 999.99	6.85%
100 000 000.00	9 999 999 999 999.99	7.00%
Last Review on	22 November 2024

Fees

Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure

Business Ways to Bank Rates and Fees
Download the latest pricing brochure

We offer you a number of Ways to Bank with choices on price options, so that you manage your transactions efficiently and conveniently.

Interest Rates

There is no monthly cost for Cellphone and Telephone Banking, only charges for usage.

Fees

Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure

privatebankingtab

Private Banking offers you comprehensive and flexible solutions with exceptional benefits, all with the help of your Absa private banker as a single point of entry. Download the rates and fees pricing brochure that you are looking for.

Download the rates and fees pricing brochure that you are looking for.

Fees

Download the 2024 Private Banking Pricing Brochure

Download the 2023 Private Banking Pricing Brochure

We are committed to helping you grow your wealth with our wide range of saving and investing products while offering competitive rates and fees to help in achieving your goals.

The interest rates shown are indicative only and are subject to change without notification. The rate is determined on the date on which your funds are received in your account and, where applicable, is also determined by your chosen investment term, interest payment frequency and the investment amount deposited. Please call us on 0860 111 515 or visit any Absa branch to get the best rate of the day. All rates are expressed as a percentage per annum.

Get your bank statements quickly and easily on your Banking App, Absa Online or via email. As from 17 July 2023 you will no longer get your bank statements through the post.

Savings and Investing Fees

Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.

Fees

Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale

Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale

Interest Rates for less than a R1 000 deposit

	>R 1	>R 50	>R 100	>R 500	>R 1000
Instant Access
MegaU (Investment)	0.00%	0.00%	0.00%	0.00%	0.00%
TruSave	4.70%	4.70%	4.70%	4.70%	4.45%
Mzansi	0.15%
Saving plans
FuturePlan		5.30%	5.30%	5.30%	5.50%
Last reviewed on *22 November 2024*

Absa Digital Bonus Rate for TruSave

Balance Tier		Standard Rate	Digital Bonus Rate	Total Rate
R0.01	R49.90	0.00%		0.00%
R50.00	R9 999 999 999 999.99	4.70%	1.90%	6.60%

Last reviewed on 22 November 2024

Rates subject to change. View our product term sheet.

Interest Rates for between R1 000 and R10 000 deposits

	>R1 000	>R2 000	>R5 000	>R6 000	>R10 000
Instant Access
TruSave	4.95%	4.95%	4.95%	4.95%	4.95%
Saving plans
FuturePlan	5.75%	5.75%	5.75%	5.95%	6.15%
Last reviewed on 22 November 2024

Absa Digital Bonus Rate for TruSave

Balance Tier		Standard Rate	Digital Bonus Rate	Total Rate
R0.01	R49.90	0.00%		0.00%
R50.00	R9 999 999 999 999.99	4.70%	1.90%	6.60%

Last reviewed on 22 November 2024

Rates subject to change. View our product term sheet.

Interest Rates for more than R10 000 deposit

	>R10 000	>R15 000	>R20 000	>R25 000	>R50 000	>R100 000	+R1 000 000
Easy Access
TruSave	4.70%	4.70%	4.70%	4.70%	4.70%	4.70%	4.70%

	>R15 000	>R25 000	>R75 000	>R100 000	>R250 000	>R1 000 000	>R 10 000 000	>R 25 000 000
Easy Access
Depositor Plus	6.45%	7.20%	7.30%	7.35%	7.55%	7.55%	7.75%	7.45%
Investor Plus	4.45%	4.45%	4.45%	4.45%	7.90%	7.90%	7.90%	7.90%

	>R10 000	>R15 000	>R20 000	>R25 000	>R50 000	>R100 000	+R100 0000
Saving plans
FuturePlan	5.90%	5.90%	6.30%	6.80%	6.80%	6.80%	6.80%
Last reviewed on 22 November 2024

Absa Digital Bonus Rate for Depositor Plus

Balance Tier		Standard Rate	Digital Bonus Rate	Total Rate
R0.01	R14 999.99	0.00%	0.00%	0.00%
R15 000.00	R24 999.99	6.45%	0.25%	6.70%
R25 000.00	R74 999.99	7.20%	0.25%	7.45%
R75 000.00	R99 999.99	7.30%	0.25%	7.55%
R100 000.00	R249 999.99	7.35%	0.25%	7.60%
R250 000.00	R999 999.99	7.50%	0.25%	7.75%
R1 000 000.00	R9 999 999.99	7.55%	0.25%	7.80%
R10 000 000.00	R24 999 999.99	7.75%	0.25%	8.00%
R25 000 000.00	R9 999 999 999 999.99	7.45%	0.25%	7.70%

Last reviewed on 22 November 2024

View our product term sheet.

Absa Digital Bonus Rate for Investor Plus

Balance Tier		Standard Rate	Digital Bonus Rate	Total Rate
R0.01	R249 999.99	4.70%	0.10%	4.80%
R250 000.00	R9 999 999 999 999.99	8.15%	0.10%	8.25%

Last reviewed on 22 November 2024

View our product term sheet.

Interest Rates for Dynamic Fixed Deposit

dynamic-fixed-deposit

Balance R 1000 – R99,999.99

Standard Interest Rates

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	5.90%	5.90%	5.65%	5.60%	5.55%	5.50%	5.45%
1 month	6.90%	6.90%	6.65%	6.60%	6.55%	6.50%	6.45%
2 months	6.90%	6.92%	6.65%	6.60%	6.55%	6.50%	6.45%
3 months	7.60%	7.65%	7.35%	7.30%	7.25%	7.20%	7.15%
4 months	7.60%	7.68%	7.35%	7.30%	7.25%	7.20%	7.15%
5 months	7.60%	7.70%	7.35%	7.30%	7.25%	7.20%	7.15%
6 months	8.40%	8.55%	8.15%	8.10%	8.05%	8.00%	7.95%
7 months	8.40%	8.58%	8.15%	8.10%	8.05%	8.00%	7.95%
8 months	8.40%	8.61%	8.15%	8.10%	8.05%	8.00%	7.95%
9 months	8.45%	8.69%	8.20%	8.15%	8.10%	8.05%	8.00%
10 months	8.35%	8.62%	8.10%	8.05%	8.00%	7.95%	7.90%
11 months	8.25%	8.54%	8.00%	7.95%	7.90%	7.85%	7.80%
12 months	8.15%	8.47%	7.90%	7.85%	7.80%	7.75%	7.70%
13-17 months	8.20%	8.61%	7.95%	7.90%	7.85%	7.80%	7.75%
18 months	8.10%	8.59%	7.85%	7.80%	7.75%	7.70%	7.65%
19-23 months	8.05%	8.62%	7.80%	7.75%	7.70%	7.65%	7.60%
24 months	8.00%	8.65%	7.75%	7.70%	7.65%	7.60%	7.55%
25-35 months	8.10%	8.95%	7.85%	7.80%	7.75%	7.70%	7.65%
36 months	8.10%	9.14%	7.85%	7.80%	7.75%	7.70%	7.65%
37-47 months	8.15%	9.41%	7.90%	7.85%	7.80%	7.75%	7.70%
48-59 months	8.30%	10.02%	8.05%	8.00%	7.95%	7.90%	7.85%
60 months	8.65%	10.79%	8.40%	8.35%	8.30%	8.25%	8.20%

Senior Interest Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.10%	6.10%	5.85%	5.80%	5.75%	5.70%	5.65%
1 month	7.65%	7.65%	7.40%	7.35%	7.30%	7.25%	7.20%
2 months	7.65%	7.67%	7.40%	7.35%	7.30%	7.25%	7.20%
3 months	7.90%	7.95%	7.65%	7.60%	7.55%	7.50%	7.45%
4 months	7.90%	7.98%	7.65%	7.60%	7.55%	7.50%	7.45%
5 months	7.90%	8.00%	7.65%	7.60%	7.55%	7.50%	7.45%
6 months	8.45%	8.60%	8.20%	8.15%	8.10%	8.05%	8.00%
7 months	8.45%	8.63%	8.20%	8.15%	8.10%	8.05%	8.00%
8 months	8.45%	8.66%	8.20%	8.15%	8.10%	8.05%	8.00%
9 months	8.50%	8.74%	8.25%	8.20%	8.15%	8.10%	8.05%
10 months	8.40%	8.67%	8.15%	8.10%	8.05%	8.00%	7.95%
11 months	8.30%	8.59%	8.05%	8.00%	7.95%	7.90%	7.85%
12 months	8.20%	8.52%	7.95%	7.90%	7.85%	7.80%	7.75%
13-17 months	8.25%	8.66%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.15%	8.64%	7.90%	7.85%	7.80%	7.75%	7.70%
19-23 months	8.10%	8.67%	7.85%	7.80%	7.75%	7.70%	7.65%
24 months	8.05%	8.70%	7.80%	7.75%	7.70%	7.65%	7.60%
25-35 months	8.15%	9.00%	7.90%	7.85%	7.80%	7.75%	7.70%
36 months	8.15%	9.19%	7.90%	7.85%	7.80%	7.75%	7.70%
37-47 months	8.20%	9.46%	7.95%	7.90%	7.85%	7.80%	7.75%
48-59 months	8.35%	10.07%	8.10%	8.05%	8.00%	7.95%	7.90%
60 months	8.70%	10.84%	8.45%	8.40%	8.35%	8.30%	8.25%

Balance R 100 000 - R999,999.99

Standard Interest Rates

*Please scroll from left to right

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.00%	6.00%	5.75%	5.70%	5.65%	5.60%	5.55%
1 month	7.00%	7.00%	6.75%	6.70%	6.65%	6.60%	6.55%
2 months	7.00%	7.02%	6.75%	6.70%	6.65%	6.60%	6.55%
3 months	7.85%	7.90%	7.60%	7.55%	7.50%	7.45%	7.40%
4 months	7.85%	7.93%	7.60%	7.55%	7.50%	7.45%	7.40%
5 months	7.85%	7.95%	7.60%	7.55%	7.50%	7.45%	7.40%
6 months	8.45%	8.60%	8.20%	8.15%	8.10%	8.05%	8.00%
7 months	8.45%	8.63%	8.20%	8.15%	8.10%	8.05%	8.00%
8 months	8.45%	8.66%	8.20%	8.15%	8.10%	8.05%	8.00%
9 months	8.50%	8.74%	8.25%	8.20%	8.15%	8.10%	8.05%
10 months	8.40%	8.67%	8.15%	8.10%	8.05%	8.00%	7.95%
11 months	8.30%	8.59%	8.05%	8.00%	7.95%	7.90%	7.85%
12 months	8.25%	8.57%	8.00%	7.95%	7.90%	7.85%	7.80%
13-17 months	8.25%	8.66%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.15%	8.64%	7.90%	7.85%	7.80%	7.75%	7.70%
19-23 months	8.10%	8.67%	7.85%	7.80%	7.75%	7.70%	7.65%
24 months	8.05%	8.70%	7.80%	7.75%	7.70%	7.65%	7.60%
25-35 months	8.10%	8.95%	7.85%	7.80%	7.75%	7.70%	7.65%
36 months	8.15%	9.19%	7.90%	7.85%	7.80%	7.75%	7.70%
37-47 months	8.20%	9.46%	7.95%	7.90%	7.85%	7.80%	7.75%
48-59 months	8.35%	10.07%	8.10%	8.05%	8.00%	7.95%	7.90%
60 months	8.70%	10.84%	8.45%	8.40%	8.35%	8.30%	8.25%

*Please scroll from left to right

Senior Interest Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.40%	6.40%	6.15%	6.10%	6.05%	6.00%	5.95%
1 month	7.70%	7.70%	7.45%	7.40%	7.35%	7.30%	7.25%
2 months	7.70%	7.72%	7.45%	7.40%	7.35%	7.30%	7.25%
3 months	8.00%	8.05%	7.75%	7.70%	7.65%	7.60%	7.55%
4 months	8.00%	8.08%	7.75%	7.70%	7.65%	7.60%	7.55%
5 months	8.00%	8.10%	7.75%	7.70%	7.65%	7.60%	7.55%
6 months	8.50%	8.65%	8.25%	8.20%	8.15%	8.10%	8.05%
7 months	8.50%	8.68%	8.25%	8.20%	8.15%	8.10%	8.05%
8 months	8.50%	8.71%	8.25%	8.20%	8.15%	8.10%	8.05%
9 months	8.55%	8.79%	8.30%	8.25%	8.20%	8.15%	8.10%
10 months	8.45%	8.72%	8.20%	8.15%	8.10%	8.05%	8.00%
11 months	8.35%	8.64%	8.10%	8.05%	8.00%	7.95%	7.90%
12 months	8.30%	8.62%	8.05%	8.00%	7.95%	7.90%	7.85%
13-17 months	8.30%	8.71%	8.05%	8.00%	7.95%	7.90%	7.85%
18 months	8.20%	8.69%	7.95%	7.90%	7.85%	7.80%	7.75%
19-23 months	8.15%	8.72%	7.90%	7.85%	7.80%	7.75%	7.70%
24 months	8.10%	8.75%	7.85%	7.80%	7.75%	7.70%	7.65%
25-35 months	8.15%	9.00%	7.90%	7.85%	7.80%	7.75%	7.70%
36 months	8.20%	9.24%	7.95%	7.90%	7.85%	7.80%	7.75%
37-47 months	8.25%	9.51%	8.00%	7.95%	7.90%	7.85%	7.80%
48-59 months	8.40%	10.12%	8.15%	8.10%	8.05%	8.00%	7.95%
60 months	8.75%	10.89%	8.50%	8.45%	8.40%	8.35%	8.30%

*Please scroll from left to right

*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

Balance R1 000 000 and more

Standard Interest Rates

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.00%	6.00%	5.75%	5.70%	5.65%	5.60%	5.55%
1 month	7.25%	7.25%	7.00%	6.95%	6.90%	6.85%	6.80%
2 months	7.25%	7.27%	7.00%	6.95%	6.90%	6.85%	6.80%
3 months	7.90%	7.95%	7.65%	7.60%	7.55%	7.50%	7.45%
4 months	7.90%	7.98%	7.65%	7.60%	7.55%	7.50%	7.45%
5 months	7.90%	8.00%	7.65%	7.60%	7.55%	7.50%	7.45%
6 months	8.50%	8.65%	8.25%	8.20%	8.15%	8.10%	8.05%
7 months	8.50%	8.68%	8.25%	8.20%	8.15%	8.10%	8.05%
8 months	8.50%	8.71%	8.25%	8.20%	8.15%	8.10%	8.05%
9 months	8.55%	8.79%	8.30%	8.25%	8.20%	8.15%	8.10%
10 months	8.45%	8.72%	8.20%	8.15%	8.10%	8.05%	8.00%
11 months	8.35%	8.64%	8.10%	8.05%	8.00%	7.95%	7.90%
12 months	8.30%	8.62%	8.05%	8.00%	7.95%	7.90%	7.85%
13-17 months	8.25%	8.66%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.25%	8.74%	8.00%	7.95%	7.90%	7.85%	7.80%
19-23 months	8.10%	8.67%	7.85%	7.80%	7.75%	7.70%	7.65%
24 months	8.05%	8.70%	7.80%	7.75%	7.70%	7.65%	7.60%
25-35 months	8.10%	8.95%	7.85%	7.80%	7.75%	7.70%	7.65%
36 months	8.15%	9.19%	7.90%	7.85%	7.80%	7.75%	7.70%
37-47 months	8.20%	9.46%	7.95%	7.90%	7.85%	7.80%	7.75%
48-59 months	8.35%	10.07%	8.10%	8.05%	8.00%	7.95%	7.90%
60 months	8.70%	10.84%	8.45%	8.40%	8.35%	8.30%	8.25%

*Please scroll from left to right

Senior Interest Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.70%	6.70%	6.45%	6.40%	6.35%	6.30%	6.25%
1 month	7.80%	7.80%	7.55%	7.50%	7.45%	7.40%	7.35%
2 months	7.80%	7.82%	7.55%	7.50%	7.45%	7.40%	7.35%
3 months	8.20%	8.25%	7.95%	7.90%	7.85%	7.80%	7.75%
4 months	8.20%	8.28%	7.95%	7.90%	7.85%	7.80%	7.75%
5 months	8.20%	8.30%	7.95%	7.90%	7.85%	7.80%	7.75%
6 months	8.55%	8.70%	8.30%	8.25%	8.20%	8.15%	8.10%
7 months	8.55%	8.73%	8.30%	8.25%	8.20%	8.15%	8.10%
8 months	8.55%	8.76%	8.30%	8.25%	8.20%	8.15%	8.10%
9 months	8.60%	8.84%	8.35%	8.30%	8.25%	8.20%	8.15%
10 months	8.50%	8.77%	8.25%	8.20%	8.15%	8.10%	8.05%
11 months	8.40%	8.69%	8.15%	8.10%	8.05%	8.00%	7.95%
12 months	8.35%	8.67%	8.10%	8.05%	8.00%	7.95%	7.90%
13-17 months	8.30%	8.71%	8.05%	8.00%	7.95%	7.90%	7.85%
18 months	8.30%	8.79%	8.05%	8.00%	7.95%	7.90%	7.85%
19-23 months	8.15%	8.72%	7.90%	7.85%	7.80%	7.75%	7.70%
24 months	8.10%	8.75%	7.85%	7.80%	7.75%	7.70%	7.65%
25-35 months	8.15%	9.00%	7.90%	7.85%	7.80%	7.75%	7.70%
36 months	8.20%	9.24%	7.95%	7.90%	7.85%	7.80%	7.75%
37-47 months	8.25%	9.51%	8.00%	7.95%	7.90%	7.85%	7.80%
48-59 months	8.40%	10.12%	8.15%	8.10%	8.05%	8.00%	7.95%
60 months	8.75%	10.89%	8.50%	8.45%	8.40%	8.35%	8.30%

*Please scroll from left to right

*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

Apply now

Last reviewed on 01 November 2024

Prime Linked Rates for Dynamic Fixed Deposit

Prime-linked rate

Balance R 1000 – R99,999.99

Standard Interest Rates

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest Payment frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	2.75%	2.75%	2.55%	2.50%	2.45%	2.40%	2.35%
1 month	6.20%	6.20%	6.00%	5.95%	5.90%	5.85%	5.80%
2 months	6.30%	6.32%	6.10%	6.05%	6.00%	5.95%	5.90%
3 months	6.50%	6.55%	6.30%	6.25%	6.20%	6.15%	6.10%
4 months	6.60%	6.68%	6.40%	6.35%	6.30%	6.25%	6.20%
5 months	6.60%	6.70%	6.40%	6.35%	6.30%	6.25%	6.20%
6 months	7.25%	7.40%	7.05%	7.00%	6.95%	6.90%	6.85%
7 months	7.30%	7.48%	7.10%	7.05%	7.00%	6.95%	6.90%
8 months	7.30%	7.51%	7.10%	7.05%	7.00%	6.95%	6.90%
9 months	7.30%	7.54%	7.10%	7.05%	7.00%	6.95%	6.90%
10 months	7.30%	7.57%	7.10%	7.05%	7.00%	6.95%	6.90%
11 months	7.30%	7.59%	7.10%	7.05%	7.00%	6.95%	6.90%
12 months	7.45%	7.77%	7.25%	7.20%	7.15%	7.10%	7.05%
13-17 months	7.50%	7.91%	7.30%	7.25%	7.20%	7.15%	7.10%
18 months	7.75%	8.24%	7.55%	7.50%	7.45%	7.40%	7.35%
19-23 months	7.75%	8.32%	7.55%	7.50%	7.45%	7.40%	7.35%
24 months	8.20%	8.85%	8.00%	7.95%	7.90%	7.85%	7.80%
25-35 months	8.20%	9.05%	8.00%	7.95%	7.90%	7.85%	7.80%
36 months	8.45%	9.49%	8.05%	8.00%	7.95%	7.90%	7.85%
37-47 months	8.60%	9.86%	8.20%	8.15%	8.10%	8.05%	8.00%
48-59 months	8.65%	10.37%	8.45%	8.40%	8.35%	8.30%	8.25%
60 months	8.70%	10.84%	8.30%	8.25%	8.20%	8.15%	8.10%

*Please scroll from left to right

Senior Interest Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	2.95%	2.95%	2.75%	2.70%	2.65%	2.60%	2.55%
1 month	6.95%	6.95%	6.75%	6.70%	6.65%	6.60%	6.55%
2 months	7.05%	7.07%	6.85%	6.80%	6.75%	6.70%	6.65%
3 months	6.80%	6.85%	6.60%	6.55%	6.50%	6.45%	6.40%
4 months	6.90%	6.98%	6.70%	6.65%	6.60%	6.55%	6.50%
5 months	6.90%	7.00%	6.70%	6.65%	6.60%	6.55%	6.50%
6 months	7.30%	7.45%	7.10%	7.05%	7.00%	6.95%	6.90%
7 months	7.35%	7.53%	7.15%	7.10%	7.05%	7.00%	6.95%
8 months	7.35%	7.56%	7.15%	7.10%	7.05%	7.00%	6.95%
9 months	7.35%	7.59%	7.15%	7.10%	7.05%	7.00%	6.95%
10 months	7.35%	7.62%	7.15%	7.10%	7.05%	7.00%	6.95%
11 months	7.35%	7.64%	7.15%	7.10%	7.05%	7.00%	6.95%
12 months	7.50%	7.82%	7.30%	7.25%	7.20%	7.15%	7.10%
13-17 months	7.55%	7.96%	7.35%	7.30%	7.25%	7.20%	7.15%
18 months	7.80%	8.29%	7.60%	7.55%	7.50%	7.45%	7.40%
19-23 months	7.80%	8.37%	7.60%	7.55%	7.50%	7.45%	7.40%
24 months	8.25%	8.90%	8.05%	8.00%	7.95%	7.90%	7.85%
25-35 months	8.25%	9.10%	8.05%	8.00%	7.95%	7.90%	7.85%
36 months	8.50%	9.54%	8.10%	8.05%	8.00%	7.95%	7.90%
37-47 months	8.65%	9.91%	8.25%	8.20%	8.15%	8.10%	8.05%
48-59 months	8.70%	10.42%	8.50%	8.45%	8.40%	8.35%	8.30%
60 months	8.75%	10.89%	8.35%	8.30%	8.25%	8.20%	8.15%

*Please scroll from left to right

Balance R 100 000 - R999,999.99

Standard Interest Rates

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	2.75%	2.75%	2.55%	2.50%	2.45%	2.40%	2.35%
1 month	6.25%	6.25%	6.05%	6.00%	5.95%	5.90%	5.85%
2 months	6.35%	6.37%	6.15%	6.10%	6.05%	6.00%	5.95%
3 months	6.55%	6.60%	6.35%	6.30%	6.25%	6.20%	6.15%
4 months	6.65%	6.73%	6.45%	6.40%	6.35%	6.30%	6.25%
5 months	6.65%	6.75%	6.45%	6.40%	6.35%	6.30%	6.25%
6 months	7.30%	7.45%	7.10%	7.05%	7.00%	6.95%	6.90%
7 months	7.35%	7.53%	7.15%	7.10%	7.05%	7.00%	6.95%
8 months	7.35%	7.56%	7.15%	7.10%	7.05%	7.00%	6.95%
9 months	7.35%	7.59%	7.15%	7.10%	7.05%	7.00%	6.95%
10 months	7.35%	7.62%	7.15%	7.10%	7.05%	7.00%	6.95%
11 months	7.35%	7.64%	7.15%	7.10%	7.05%	7.00%	6.95%
12 months	7.95%	8.27%	7.75%	7.70%	7.65%	7.60%	7.55%
13-17 months	8.20%	8.61%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.50%	8.99%	8.30%	8.25%	8.20%	8.15%	8.10%
19-23 months	8.50%	9.07%	8.30%	8.25%	8.20%	8.15%	8.10%
24 months	8.70%	9.35%	8.50%	8.45%	8.40%	8.35%	8.30%
25-35 months	8.75%	9.60%	8.55%	8.50%	8.45%	8.40%	8.35%
36 months	8.95%	9.99%	8.55%	8.50%	8.45%	8.40%	8.35%
37-47 months	9.10%	10.36%	8.70%	8.65%	8.60%	8.55%	8.50%
48-59 months	9.15%	10.87%	8.75%	8.70%	8.65%	8.60%	8.55%
60 months	9.20%	11.34%	8.80%	8.75%	8.70%	8.65%	8.60%

*Please scroll from left to right

Senior Interest Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	3.15%	3.15%	2.95%	2.90%	2.85%	2.80%	2.75%
1 month	6.95%	6.95%	6.75%	6.70%	6.65%	6.60%	6.55%
2 months	7.05%	7.07%	6.85%	6.80%	6.75%	6.70%	6.65%
3 months	6.70%	6.75%	6.50%	6.45%	6.40%	6.35%	6.30%
4 months	6.80%	6.88%	6.60%	6.55%	6.50%	6.45%	6.40%
5 months	6.80%	6.90%	6.60%	6.55%	6.50%	6.45%	6.40%
6 months	7.35%	7.50%	7.15%	7.10%	7.05%	7.00%	6.95%
7 months	7.40%	7.58%	7.20%	7.15%	7.10%	7.05%	7.00%
8 months	7.40%	7.61%	7.20%	7.15%	7.10%	7.05%	7.00%
9 months	7.40%	7.64%	7.20%	7.15%	7.10%	7.05%	7.00%
10 months	7.40%	7.67%	7.20%	7.15%	7.10%	7.05%	7.00%
11 months	7.40%	7.69%	7.20%	7.15%	7.10%	7.05%	7.00%
12 months	8.00%	8.32%	7.80%	7.75%	7.70%	7.65%	7.60%
13-17 months	8.25%	8.66%	8.05%	8.00%	7.95%	7.90%	7.85%
18 months	8.55%	9.04%	8.35%	8.30%	8.25%	8.20%	8.15%
19-23 months	8.55%	9.12%	8.35%	8.30%	8.25%	8.20%	8.15%
24 months	8.75%	9.40%	8.55%	8.50%	8.45%	8.40%	8.35%
25-35 months	8.80%	9.65%	8.60%	8.55%	8.50%	8.45%	8.40%
36 months	9.00%	10.04%	8.60%	8.55%	8.50%	8.45%	8.40%
37-47 months	9.15%	10.41%	8.75%	8.70%	8.65%	8.60%	8.55%
48-59 months	9.20%	10.92%	8.80%	8.75%	8.70%	8.65%	8.60%
60 months	9.25%	11.39%	8.85%	8.80%	8.75%	8.70%	8.65%

Balance R1 000 000 and more

Standard Interest Rates

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	2.75%	2.75%	2.55%	2.50%	2.45%	2.40%	2.35%
1 month	6.30%	6.30%	6.10%	6.05%	6.00%	5.95%	5.90%
2 months	6.40%	6.42%	6.20%	6.15%	6.10%	6.05%	6.00%
3 months	6.60%	6.65%	6.40%	6.35%	6.30%	6.25%	6.20%
4 months	6.70%	6.78%	6.50%	6.45%	6.40%	6.35%	6.30%
5 months	6.70%	6.80%	6.50%	6.45%	6.40%	6.35%	6.30%
6 months	7.35%	7.50%	7.15%	7.10%	7.05%	7.00%	6.95%
7 months	7.40%	7.58%	7.20%	7.15%	7.10%	7.05%	7.00%
8 months	7.40%	7.61%	7.20%	7.15%	7.10%	7.05%	7.00%
9 months	7.40%	7.64%	7.20%	7.15%	7.10%	7.05%	7.00%
10 months	7.40%	7.67%	7.20%	7.15%	7.10%	7.05%	7.00%
11 months	7.40%	7.69%	7.20%	7.15%	7.10%	7.05%	7.00%
12 months	7.95%	8.27%	7.75%	7.70%	7.65%	7.60%	7.55%
13-17 months	8.20%	8.61%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.45%	8.94%	8.25%	8.20%	8.15%	8.10%	8.05%
19-23 months	8.50%	9.07%	8.30%	8.25%	8.20%	8.15%	8.10%
24 months	8.70%	9.35%	8.50%	8.45%	8.40%	8.35%	8.30%
25-35 months	8.75%	9.60%	8.55%	8.50%	8.45%	8.40%	8.35%
36 months	8.95%	9.99%	8.55%	8.50%	8.45%	8.40%	8.35%
37-47 months	9.10%	10.36%	8.70%	8.65%	8.60%	8.55%	8.50%
48-59 months	9.15%	10.87%	8.75%	8.70%	8.65%	8.60%	8.55%
60 months	9.20%	11.34%	8.80%	8.75%	8.70%	8.65%	8.60%

*Please scroll from left to right

Senior Interest Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%		10%	20%	30%	40%	50%
Investment Term	Interest frequency
Investment Term	Monthly	Maturity	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	3.45%	3.45%	3.25%	3.20%	3.15%	3.10%	3.05%
1 month	6.85%	6.85%	6.65%	6.60%	6.55%	6.50%	6.45%
2 months	6.95%	6.97%	6.75%	6.70%	6.65%	6.60%	6.55%
3 months	6.90%	6.95%	6.70%	6.65%	6.60%	6.55%	6.50%
4 months	7.00%	7.08%	6.80%	6.75%	6.70%	6.65%	6.60%
5 months	7.00%	7.10%	6.80%	6.75%	6.70%	6.65%	6.60%
6 months	7.40%	7.55%	7.20%	7.15%	7.10%	7.05%	7.00%
7 months	7.45%	7.63%	7.25%	7.20%	7.15%	7.10%	7.05%
8 months	7.45%	7.66%	7.25%	7.20%	7.15%	7.10%	7.05%
9 months	7.45%	7.69%	7.25%	7.20%	7.15%	7.10%	7.05%
10 months	7.45%	7.72%	7.25%	7.20%	7.15%	7.10%	7.05%
11 months	7.45%	7.74%	7.25%	7.20%	7.15%	7.10%	7.05%
12 months	8.00%	8.32%	7.80%	7.75%	7.70%	7.65%	7.60%
13-17 months	8.25%	8.66%	8.05%	8.00%	7.95%	7.90%	7.85%
18 months	8.50%	8.99%	8.30%	8.25%	8.20%	8.15%	8.10%
19-23 months	8.55%	9.12%	8.35%	8.30%	8.25%	8.20%	8.15%
24 months	8.75%	9.40%	8.55%	8.50%	8.45%	8.40%	8.35%
25-35 months	8.80%	9.65%	8.60%	8.55%	8.50%	8.45%	8.40%
36 months	9.00%	10.04%	8.60%	8.55%	8.50%	8.45%	8.40%
37-47 months	9.15%	10.41%	8.75%	8.70%	8.65%	8.60%	8.55%
48-59 months	9.20%	10.92%	8.80%	8.75%	8.70%	8.65%	8.60%
60 months	9.25%	11.39%	8.85%	8.80%	8.75%	8.70%	8.65%

*Please scroll from left to right

*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

Apply now

Last reviewed on 22 November 2024

Islamic Term Deposits

islamic-term-deposit

Standard Profit Rates Including Digital Bonus

Investment Term	R1 000 - R100 000		R100 001 - R999 999		R1 000 000 +
	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 to 31 days	6.20%	6.20%	6.30%	6.30%	6.30%	6.30%
1	7.15%	7.15%	7.25%	7.25%	7.50%	7.50%
2	7.15%	7.17%	7.25%	7.27%	7.50%	7.52%
3	7.85%	7.90%	8.05%	8.10%	8.10%	8.15%
4	7.85%	7.92%	8.05%	8.12%	8.10%	8.17%
5	7.85%	7.95%	8.05%	8.15%	8.10%	8.20%
6	8.35%	8.49%	8.40%	8.54%	8.45%	8.59%
7	8.35%	8.52%	8.40%	8.57%	8.45%	8.62%
8	8.35%	8.55%	8.40%	8.60%	8.45%	8.65%
9	8.40%	8.64%	8.45%	8.69%	8.50%	8.74%
10	8.30%	8.56%	8.35%	8.61%	8.40%	8.66%
11	8.20%	8.49%	8.25%	8.54%	8.30%	8.59%
12	8.25%	8.56%	8.30%	8.61%	8.30%	8.61%
13-17	8.15%	8.54%	8.20%	8.59%	8.20%	8.59%
18	8.05%	8.52%	8.10%	8.57%	8.10%	8.57%
19-23	8.05%	8.60%	8.10%	8.65%	8.10%	8.65%
24	8.00%	8.64%	8.05%	8.69%	8.05%	8.69%
25-35	8.05%	8.87%	8.05%	8.87%	8.05%	8.87%
36	8.05%	9.07%	8.10%	9.12%	8.10%	9.12%
37-47	8.10%	9.31%	8.15%	9.36%	8.15%	9.36%
48-59	8.25%	9.92%	8.30%	9.97%	8.30%	9.97%
60	8.60%	10.66%	8.65%	10.71%	8.65%	10.71%

Standard Profit Rates

Investment Term	R1 000 - R100 000		R100 001 - R999 999		R1 000 000 +
	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 to 31 days	5.90%	5.90%	6.00%	6.00%	6.00%	6.00%
1	6.90%	6.90%	7.00%	7.00%	7.25%	7.25%
2	6.90%	6.92%	7.00%	7.02%	7.25%	7.27%
3	7.45%	7.50%	7.65%	7.70%	7.70%	7.75%
4	7.45%	7.52%	7.65%	7.72%	7.70%	7.77%
5	7.45%	7.55%	7.65%	7.75%	7.70%	7.80%
6	8.25%	8.39%	8.30%	8.44%	8.35%	8.49%
7	8.25%	8.42%	8.30%	8.47%	8.35%	8.52%
8	8.25%	8.45%	8.30%	8.50%	8.35%	8.55%
9	8.30%	8.54%	8.35%	8.59%	8.40%	8.64%
10	8.20%	8.46%	8.25%	8.51%	8.30%	8.56%
11	8.15%	8.44%	8.20%	8.49%	8.25%	8.54%
12	8.15%	8.46%	8.20%	8.51%	8.20%	8.51%
13-17	8.05%	8.44%	8.10%	8.49%	8.10%	8.49%
18	7.95%	8.42%	8.00%	8.47%	8.00%	8.47%
19-23	7.95%	8.50%	8.00%	8.55%	8.00%	8.55%
24	7.95%	8.59%	8.00%	8.64%	8.00%	8.64%
25-35	8.00%	8.82%	8.00%	8.82%	8.00%	8.82%
36	8.00%	9.02%	8.05%	9.07%	8.05%	9.07%
37-47	8.00%	9.21%	8.05%	9.26%	8.05%	9.26%
48-59	8.20%	9.87%	8.25%	9.92%	8.25%	9.92%
60	8.50%	10.56%	8.55%	10.61%	8.55%	10.61%

Senior Profit Rates Including Digital Bonus

Investment Term	R1 000 - R100 000		R100 001 - R999 999		R1 000 000 +
	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 to 31 days	6.40%	6.40%	6.70%	6.70%	7.00%	7.00%
1	7.65%	7.65%	7.70%	7.70%	7.80%	7.80%
2	7.65%	7.67%	7.70%	7.72%	7.80%	7.82%
3	8.10%	8.15%	8.20%	8.25%	8.40%	8.45%
4	8.10%	8.17%	8.20%	8.27%	8.40%	8.47%
5	8.10%	8.20%	8.20%	8.30%	8.40%	8.50%
6	8.40%	8.54%	8.45%	8.59%	8.50%	8.64%
7	8.40%	8.57%	8.45%	8.62%	8.50%	8.67%
8	8.40%	8.60%	8.45%	8.65%	8.50%	8.70%
9	8.45%	8.69%	8.50%	8.74%	8.55%	8.79%
10	8.35%	8.61%	8.40%	8.66%	8.45%	8.71%
11	8.25%	8.54%	8.30%	8.59%	8.35%	8.64%
12	8.30%	8.61%	8.35%	8.66%	8.35%	8.66%
13-17	8.20%	8.59%	8.25%	8.64%	8.25%	8.64%
18	8.10%	8.57%	8.15%	8.62%	8.15%	8.62%
19-23	8.10%	8.65%	8.15%	8.70%	8.15%	8.70%
24	8.05%	8.69%	8.10%	8.74%	8.10%	8.74%
25-35	8.10%	8.92%	8.10%	8.92%	8.10%	8.92%
36	8.10%	9.12%	8.15%	9.17%	8.15%	9.17%
37-47	8.15%	9.36%	8.20%	9.41%	8.20%	9.41%
48-59	8.30%	9.97%	8.35%	10.02%	8.35%	10.02%
60	8.65%	10.71%	8.70%	10.76%	8.70%	10.76%

Senior Profit Rates

Investment Term	R1 000 - R100 000		R100 001 - R999 999		R1 000 000 +
	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 to 31 days	6.10%	6.10%	6.40%	6.40%	6.70%	6.70%
1	7.40%	7.40%	7.45%	7.45%	7.55%	7.55%
2	7.40%	7.42%	7.45%	7.47%	7.55%	7.57%
3	7.70%	7.75%	7.80%	7.85%	8.00%	8.05%
4	7.70%	7.77%	7.80%	7.87%	8.00%	8.07%
5	7.70%	7.80%	7.80%	7.90%	8.00%	8.10%
6	8.30%	8.44%	8.35%	8.49%	8.40%	8.54%
7	8.30%	8.47%	8.35%	8.52%	8.40%	8.57%
8	8.30%	8.50%	8.35%	8.55%	8.40%	8.60%
9	8.35%	8.59%	8.40%	8.64%	8.45%	8.69%
10	8.25%	8.51%	8.30%	8.56%	8.35%	8.61%
11	8.20%	8.49%	8.25%	8.54%	8.30%	8.59%
12	8.20%	8.51%	8.25%	8.56%	8.25%	8.56%
13-17	8.10%	8.49%	8.15%	8.54%	8.15%	8.54%
18	8.00%	8.47%	8.05%	8.52%	8.05%	8.52%
19-23	8.00%	8.55%	8.05%	8.60%	8.05%	8.60%
24	8.00%	8.64%	8.05%	8.69%	8.05%	8.69%
25-35	8.05%	8.87%	8.05%	8.87%	8.05%	8.87%
36	8.05%	9.07%	8.10%	9.12%	8.10%	9.12%
37-47	8.05%	9.26%	8.10%	9.31%	8.10%	9.31%
48-59	8.25%	9.92%	8.30%	9.97%	8.30%	9.97%
60	8.55%	10.61%	8.60%	10.66%	8.60%	10.66%

*Please scroll from left to right

*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

Last reviewed on 7 August 2024

Apply now

Profit rates for Islamic Dynamic Deposit

islamic-dynamic-deposit

Balance R 1000 – R99,999.99

Standard Profit Share Rates

Percentage of access
Percentage of access	0%	10%	20%	30%	40%	50%
Investment Term	Profit Payment frequency
Investment Term	Monthly	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	5.90%	5.65%	5.60%	5.55%	5.50%	5.45%
1 month	6.90%	6.65%	6.60%	6.55%	6.50%	6.45%
2 months	6.90%	6.65%	6.60%	6.55%	6.50%	6.45%
3 months	7.60%	7.35%	7.30%	7.25%	7.20%	7.15%
4 months	7.60%	7.35%	7.30%	7.25%	7.20%	7.15%
5 months	7.60%	7.35%	7.30%	7.25%	7.20%	7.15%
6 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
7 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
8 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
9 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
10 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
11 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
12 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
13-17 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
18 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
19-23 months	8.05%	7.80%	7.75%	7.70%	7.65%	7.60%
24 months	8.00%	7.75%	7.70%	7.65%	7.60%	7.55%
25-35 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
36 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
37-47 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
48-59 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
60 months	8.65%	8.40%	8.35%	8.30%	8.25%	8.20%

*Please scroll from left to right

Senior Profit Share Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%	10%	20%	30%	40%	50%
Investment Term	Profit Payment frequency
Investment Term	Monthly	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.10%	5.85%	5.80%	5.75%	5.70%	5.65%
1 month	7.65%	7.40%	7.35%	7.30%	7.25%	7.20%
2 months	7.65%	7.40%	7.35%	7.30%	7.25%	7.20%
3 months	7.90%	7.65%	7.60%	7.55%	7.50%	7.45%
4 months	7.90%	7.65%	7.60%	7.55%	7.50%	7.45%
5 months	7.90%	7.65%	7.60%	7.55%	7.50%	7.45%
6 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
7 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
8 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
9 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
10 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
11 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
12 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
13-17 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
19-23 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
24 months	8.05%	7.80%	7.75%	7.70%	7.65%	7.60%
25-35 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
36 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
37-47 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
48-59 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
60 months	8.70%	8.45%	8.40%	8.35%	8.30%	8.25%

*Please scroll from left to right

Balance R 100 000 - R999,999.99

Standard Profit Share Rates

Percentage of access
Percentage of access	0%	10%	20%	30%	40%	50%
Investment Term	Profit Payment frequency
Investment Term	Monthly	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.00%	5.75%	5.70%	5.65%	5.60%	5.55%
1 month	7.00%	6.75%	6.70%	6.65%	6.60%	6.55%
2 months	7.00%	6.75%	6.70%	6.65%	6.60%	6.55%
3 months	7.85%	7.60%	7.55%	7.50%	7.45%	7.40%
4 months	7.85%	7.60%	7.55%	7.50%	7.45%	7.40%
5 months	7.85%	7.60%	7.55%	7.50%	7.45%	7.40%
6 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
7 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
8 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
9 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
10 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
11 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
12 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
13-17 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
19-23 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
24 months	8.05%	7.80%	7.75%	7.70%	7.65%	7.60%
25-35 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
36 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
37-47 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
48-59 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
60 months	8.70%	8.45%	8.40%	8.35%	8.30%	8.25%

*Please scroll from left to right

Senior Profit Share Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%	10%	20%	30%	40%	50%
Investment Term	Profit Payment frequency
Investment Term	Monthly	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.40%	6.15%	6.10%	6.05%	6.00%	5.95%
1 month	7.70%	7.45%	7.40%	7.35%	7.30%	7.25%
2 months	7.70%	7.45%	7.40%	7.35%	7.30%	7.25%
3 months	8.00%	7.75%	7.70%	7.65%	7.60%	7.55%
4 months	8.00%	7.75%	7.70%	7.65%	7.60%	7.55%
5 months	8.00%	7.75%	7.70%	7.65%	7.60%	7.55%
6 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
7 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
8 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
9 months	8.55%	8.30%	8.25%	8.20%	8.15%	8.10%
10 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
11 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
12 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
13-17 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
18 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
19-23 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
24 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
25-35 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
36 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
37-47 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
48-59 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
60 months	8.75%	8.50%	8.45%	8.40%	8.35%	8.30%

*Please scroll from left to right

Balance R 1,000,000 +

Standard Profit Share Rates

Percentage of access
Percentage of access	0%	10%	20%	30%	40%	50%
Investment Term	Profit Payment frequency
Investment Term	Monthly	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.00%	5.75%	5.70%	5.65%	5.60%	5.55%
1 month	7.25%	7.00%	6.95%	6.90%	6.85%	6.80%
2 months	7.25%	7.00%	6.95%	6.90%	6.85%	6.80%
3 months	7.90%	7.65%	7.60%	7.55%	7.50%	7.45%
4 months	7.90%	7.65%	7.60%	7.55%	7.50%	7.45%
5 months	7.90%	7.65%	7.60%	7.55%	7.50%	7.45%
6 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
7 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
8 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
9 months	8.55%	8.30%	8.25%	8.20%	8.15%	8.10%
10 months	8.45%	8.20%	8.15%	8.10%	8.05%	8.00%
11 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
12 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
13-17 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
18 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
19-23 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
24 months	8.05%	7.80%	7.75%	7.70%	7.65%	7.60%
25-35 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
36 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
37-47 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
48-59 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
60 months	8.70%	8.45%	8.40%	8.35%	8.30%	8.25%

*Please scroll from left to right

Senior Profit Share Rates

(Exclusive to clients from 55 years and older only)

Percentage of access
Percentage of access	0%	10%	20%	30%	40%	50%
Investment Term	Profit Payment frequency
Investment Term	Monthly	Monthly	Monthly	Monthly	Monthly	Monthly
8 - to 31 days	6.70%	6.45%	6.40%	6.35%	6.30%	6.25%
1 month	7.80%	7.55%	7.50%	7.45%	7.40%	7.35%
2 months	7.80%	7.55%	7.50%	7.45%	7.40%	7.35%
3 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
4 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
5 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
6 months	8.55%	8.30%	8.25%	8.20%	8.15%	8.10%
7 months	8.55%	8.30%	8.25%	8.20%	8.15%	8.10%
8 months	8.55%	8.30%	8.25%	8.20%	8.15%	8.10%
9 months	8.60%	8.35%	8.30%	8.25%	8.20%	8.15%
10 months	8.50%	8.25%	8.20%	8.15%	8.10%	8.05%
11 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
12 months	8.35%	8.10%	8.05%	8.00%	7.95%	7.90%
13-17 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
18 months	8.30%	8.05%	8.00%	7.95%	7.90%	7.85%
19-23 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
24 months	8.10%	7.85%	7.80%	7.75%	7.70%	7.65%
25-35 months	8.15%	7.90%	7.85%	7.80%	7.75%	7.70%
36 months	8.20%	7.95%	7.90%	7.85%	7.80%	7.75%
37-47 months	8.25%	8.00%	7.95%	7.90%	7.85%	7.80%
48-59 months	8.40%	8.15%	8.10%	8.05%	8.00%	7.95%
60 months	8.75%	8.50%	8.45%	8.40%	8.35%	8.30%

*Please scroll from left to right

*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

Apply now

Last reviewed on 01 November 2024

Interest Rates for Fixed Deposit

fixed-deposit

Standard Interest Rates including Digital Bonus

Investment Term	R1000 to R100,000		R100,001 to R999,999		R1,000,000 +
Investment Term	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 - to 31 days	6.20%	6.20%	6.30%	6.30%	6.30%	6.30%
1 month	7.15%	7.15%	7.25%	7.25%	7.50%	7.50%
2 months	7.15%	7.17%	7.25%	7.27%	7.50%	7.52%
3 months	7.85%	7.90%	8.05%	8.10%	8.10%	8.15%
4 months	7.85%	7.92%	8.05%	8.12%	8.10%	8.17%
5 months	7.85%	7.95%	8.05%	8.15%	8.10%	8.20%
6 months	8.35%	8.49%	8.40%	8.54%	8.45%	8.59%
7 months	8.35%	8.52%	8.40%	8.57%	8.45%	8.62%
8 months	8.35%	8.55%	8.40%	8.60%	8.45%	8.65%
9 months	8.40%	8.64%	8.45%	8.69%	8.50%	8.74%
10 months	8.30%	8.56%	8.35%	8.61%	8.40%	8.66%
11 months	8.20%	8.49%	8.25%	8.54%	8.30%	8.59%
12 months	8.25%	8.56%	8.30%	8.61%	8.30%	8.61%
13-17 months	8.15%	8.54%	8.20%	8.59%	8.20%	8.59%
18 months	8.05%	8.52%	8.10%	8.57%	8.10%	8.57%
19-23 months	8.05%	8.60%	8.10%	8.65%	8.10%	8.65%
24 months	8.00%	8.64%	8.05%	8.69%	8.05%	8.69%
25-35 months	8.05%	8.87%	8.05%	8.87%	8.05%	8.87%
36 months	8.05%	9.07%	8.10%	9.12%	8.10%	9.12%
37-47 months	8.10%	9.31%	8.15%	9.36%	8.15%	9.36%
48-59 months	8.25%	9.92%	8.30%	9.97%	8.30%	9.97%
60 months	8.60%	10.66%	8.65%	10.71%	8.65%	10.71%

Standard Interest Rates

Investment Term	R1000 to R100,000		R100,001 to R999,999		R1,000,000 +
Investment Term	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 - to 31 days	5.90%	5.90%	6.00%	6.00%	6.00%	6.00%
1 month	6.90%	6.90%	7.00%	7.00%	7.25%	7.25%
2 months	6.90%	6.92%	7.00%	7.02%	7.25%	7.27%
3 months	7.45%	7.50%	7.65%	7.70%	7.70%	7.75%
4 months	7.45%	7.52%	7.65%	7.72%	7.70%	7.77%
5 months	7.45%	7.55%	7.65%	7.75%	7.70%	7.80%
6 months	8.25%	8.39%	8.30%	8.44%	8.35%	8.49%
7 months	8.25%	8.42%	8.30%	8.47%	8.35%	8.52%
8 months	8.25%	8.45%	8.30%	8.50%	8.35%	8.55%
9 months	8.30%	8.54%	8.35%	8.59%	8.40%	8.64%
10 months	8.20%	8.46%	8.25%	8.51%	8.30%	8.56%
11 months	8.15%	8.44%	8.20%	8.49%	8.25%	8.54%
12 months	8.15%	8.46%	8.20%	8.51%	8.20%	8.51%
13-17 months	8.05%	8.44%	8.10%	8.49%	8.10%	8.49%
18 months	7.95%	8.42%	8.00%	8.47%	8.00%	8.47%
19-23 months	7.95%	8.50%	8.00%	8.55%	8.00%	8.55%
24 months	7.95%	8.59%	8.00%	8.64%	8.00%	8.64%
25-35 months	8.00%	8.82%	8.00%	8.82%	8.00%	8.82%
36 months	8.00%	9.02%	8.05%	9.07%	8.05%	9.07%
37-47 months	8.00%	9.21%	8.05%	9.26%	8.05%	9.26%
48-59 months	8.20%	9.87%	8.25%	9.92%	8.25%	9.92%
60 months	8.50%	10.56%	8.55%	10.61%	8.55%	10.61%

Senior Interest Rates Including Digital Bonus

Investment Term	R1000 to R100,000		R100,001 to R999,999		R1,000,000 +
Investment Term	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 - to 31 days	6.40%	6.40%	6.70%	6.70%	7.00%	7.00%
1 month	7.65%	7.65%	7.70%	7.70%	7.80%	7.80%
2 months	7.65%	7.67%	7.70%	7.72%	7.80%	7.82%
3 months	8.10%	8.15%	8.20%	8.25%	8.40%	8.45%
4 months	8.10%	8.17%	8.20%	8.27%	8.40%	8.47%
5 months	8.10%	8.20%	8.20%	8.30%	8.40%	8.50%
6 months	8.40%	8.54%	8.45%	8.59%	8.50%	8.64%
7 months	8.40%	8.57%	8.45%	8.62%	8.50%	8.67%
8 months	8.40%	8.60%	8.45%	8.65%	8.50%	8.70%
9 months	8.45%	8.69%	8.50%	8.74%	8.55%	8.79%
10 months	8.35%	8.61%	8.40%	8.66%	8.45%	8.71%
11 months	8.25%	8.54%	8.30%	8.59%	8.35%	8.64%
12 months	8.30%	8.61%	8.35%	8.66%	8.35%	8.66%
13 -17 months	8.20%	8.59%	8.25%	8.64%	8.25%	8.64%
18 months	8.10%	8.57%	8.15%	8.62%	8.15%	8.62%
19-23 months	8.10%	8.65%	8.15%	8.70%	8.15%	8.70%
24 months	8.05%	8.69%	8.10%	8.74%	8.10%	8.74%
25-35 months	8.10%	8.92%	8.10%	8.92%	8.10%	8.92%
36 months	8.10%	9.12%	8.15%	9.17%	8.15%	9.17%
37-47 months	8.15%	9.36%	8.20%	9.41%	8.20%	9.41%
48-59 months	8.30%	9.97%	8.35%	10.02%	8.35%	10.02%
60 months	8.65%	10.71%	8.70%	10.76%	8.70%	10.76%

Senior Interest Rates

Investment Term	R1000 to R100,000		R100,001 to R999,999		R1,000,000 +
Investment Term	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
8 - to 31 days	6.10%	6.10%	6.40%	6.40%	6.70%	6.70%
1 month	7.40%	7.40%	7.45%	7.45%	7.55%	7.55%
2 months	7.40%	7.42%	7.45%	7.47%	7.55%	7.57%
3 months	7.70%	7.75%	7.80%	7.85%	8.00%	8.05%
4 months	7.70%	7.77%	7.80%	7.87%	8.00%	8.07%
5 months	7.70%	7.80%	7.80%	7.90%	8.00%	8.10%
6 months	8.30%	8.44%	8.35%	8.49%	8.40%	8.54%
7 months	8.30%	8.47%	8.35%	8.52%	8.40%	8.57%
8 months	8.30%	8.50%	8.35%	8.55%	8.40%	8.60%
9 months	8.35%	8.59%	8.40%	8.64%	8.45%	8.69%
10 months	8.25%	8.51%	8.30%	8.56%	8.35%	8.61%
11 months	8.20%	8.49%	8.25%	8.54%	8.30%	8.59%
12 months	8.20%	8.51%	8.25%	8.56%	8.25%	8.56%
13 -17 months	8.10%	8.49%	8.15%	8.54%	8.15%	8.54%
18 months	8.00%	8.47%	8.05%	8.52%	8.05%	8.52%
19-23 months	8.00%	8.55%	8.05%	8.60%	8.05%	8.60%
24 months	8.00%	8.64%	8.05%	8.69%	8.05%	8.69%
25-35 months	8.05%	8.87%	8.05%	8.87%	8.05%	8.87%
36 months	8.05%	9.07%	8.10%	9.12%	8.10%	9.12%
37-47 months	8.05%	9.26%	8.10%	9.31%	8.10%	9.31%
48-59 months	8.25%	9.92%	8.30%	9.97%	8.30%	9.97%
60 months	8.55%	10.61%	8.60%	10.66%	8.60%	10.66%

*Monthly – The rate associated with the investment should you choose to get your interest paid monthly.

*Maturity – The rate associated with the investment should you choose to get all your interest paid when your investment matures.

Last reviewed on 7 August 2024

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Interest Rates for Notice Select

notice-select

Standard Rate

Balance R1000 - R24 999

	7 Days	15 Days	32 Days	45 Days
50/50	6.35%	6.40%	6.45%	7.35%
90/10	6.55%	6.60%	6.65%	7.75%
100/0	6.65%	6.70%	6.75%	7.85%

Digital Bonus Rate

Balance R1000 - R24 999

	7 Days	15 Days	32 Days	45 Days
50/50	6.60%	6.65%	6.70%	7.60%
90/10	6.80%	6.85%	6.90%	8.00%
100/0	6.90%	6.95%	7.00%	8.10%

Balance R25 000 – R49 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.17%	7.20%	7.23%	7.65%
90/10	7.29%	7.32%	7.35%	8.05%
100/00	7.37%	7.40%	7.43%	8.15%

Digital Bonus Rate

Balance R25 000 – R49 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.42%	7.45%	7.48%	7.90%
90/10	7.54%	7.57%	7.60%	8.30%
100/00	7.62%	7.65%	7.68%	8.40%

Balance R50 000 – R249 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.25%	7.30%	7.33%	7.80%
90/10	7.37%	7.42%	7.45%	8.20%
100/00	7.45%	7.50%	7.53%	8.30%

Digital Bonus Rate

Balance R50 000 – R249 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.50%	7.55%	7.58%	8.05%
90/10	7.62%	7.67%	7.70%	8.45%
100/00	7.70%	7.75%	7.78%	8.55%

Balance R250 000 – R999 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.35%	7.40%	7.42%	7.85%
90/10	7.45%	7.50%	7.55%	8.25%
100/00	7.55%	7.60%	7.70%	8.35%

Digital Bonus Rate

Balance R250 000 – R999 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.60%	7.65%	7.67%	8.10%
90/10	7.70%	7.75%	7.80%	8.50%
100/00	7.80%	7.85%	7.95%	8.60%

Balance R1 000 000 – R9 999 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.43%	7.45%	7.47%	7.85%
90/10	7.53%	7.55%	7.60%	8.25%
100/00	7.63%	7.65%	7.75%	8.35%

Digital Bonus Rate

Balance R1 000 000 – R9 999 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.68%	7.70%	7.72%	8.10%
90/10	7.78%	7.80%	7.85%	8.50%
100/00	7.88%	7.90%	8.00%	8.60%

Balance R10 000 000 – R9 999 999 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.45%	7.50%	7.52%	7.90%
90/10	7.55%	7.60%	7.65%	8.30%
100/00	7.65%	7.70%	7.80%	8.40%

Digital Bonus Rate

Balance R10 000 000 – R9 999 999 999

	7 Days	15 Days	32 Days	45 Days
50/50	7.70%	7.75%	7.77%	8.15%
90/10	7.80%	7.85%	7.90%	8.55%
100/00	7.90%	7.95%	8.05%	8.65%

Last reviewed on 22 November 2024

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Bonus Interest rates

	> 7 Months	> 12 Months	>13 Months	>19 Months	>25 Months	>37 Months
TargetSave	0.50%	1.50%	1.50%	1.50%	3.50%	5.50% - 7.00%
FuturePlan	1.00%	1.00%	2.00%	2.00%	4.00%	6.00% - 7.50%
Last reviewed on 29 January 2016

*Bonus interest is a percentage of the interest you receive at the end of each year in addition to the interest earned.

* Target Save bonus interest is applicable to accounts opened before 1 March 2008

Tax Free Products

tax-free-savings

Tax Free Savings
R0.01 - R999.99	0.00%
R 1 000.00 - R14 999.99	7.50%
R 15 000.00 - R 29 999.99	7.50%
R 30 000.00 - R 49 999.99	7.50%
R 50 000.00 - R 74 999.99	7.50%
R 75 000.00 - R 99 999.99	7.55%
R 100 000.00 - R 249 999.99	7.55%
R 250 000.00 - R 499 999.99	8.25%
R 500 000.00 - R 9 999 999 999 999.99	8.25%
*Last reviewed on 22 November 2024*

*This is the additional interest you receive based on how long you have held the product

*Applicable to accounts opened on or after 1 March 2008.

Tax Free Fixed

tax-free-fixed

Tax Free Fixed
Balance Tier	Rate
R30 000 - R9 999 999 999 999.99	8.76%
Last reviewed on 28 August 2024 *Interest paid at maturity

TargetSave - Age add on

Age Barriers	Current rate
0 - 6 months	0.00%
7 - 12 months	0.25%
13 - 18 months	0.50%
19 - 9999 months	0.75%
This is the additional interest you receive based on how long you have held the product Applicable to accounts opened on or after 1 March 2008.

Islamic Profit Share

Islamic Targetsave
Balance Tier R0.01 - R9 999 999 999 999.99
Date	Rate
2023	6.500%
2022	5.500%
2021	4.050%
2020	4.000%
2019	5.500%

Islamic Savings
Balance Tier R0.01 - R9 999 999 999 999.99
Date	Rate
2023	2.630%
2022	2.000%
2021	2.000%
2020	2.005%
2019	3.500%

Islamic Youth
Balance Tier R0.01 - R9 999 999 999 999.99
Date	Rate
2023	1.310%
2022	1.000%
2021	1.000%
2020	1.005%
2019	1.500%

The above rates are historical rates and provide no indication of future rates

Interest rates for products no longer available for sale

TargetSave
Balance Tier	Rate
R0.01 - R99.99	0.00%
R100.00 - R10 000.00	5.40%
R10 000.01 - R19 999.99	5.60%
R20 000.00 - R24 999.99	5.75%
R25 000.00 - R9999999999999.99	5.85%

Club account
Balance Tier	Rate
R0.01 - R499	4.30%
R500 - R999	4.30%
R1 000 - R4 999	4.30%
R5 000 - R9 999	4.30%
R10 000 - R14 999	4.30%
R15 000 - R24 999	4.30%
R25 000 - R39 999	4.30%
R40 000 - R49 999	4.30%
R50 000 - R74 999	4.80%
R75 000 - R99 999	4.80%
R100 000 +	5.80%

Linked Rate Deposits
Term	Rate
180 Days	4.99%
370 Days	5.26%

Prime Linked Account
Balances between R 10 000.01 & R 100 000
6 Months	7.75%
12 Months	7.95%
18 Months	8.05%
24 Months	8.35%
36 Months	8.75%

Investment Advantage
From	To	Rate
0.01	20, 000.00	0.00%
20, 000.01 +		7.25%

Money Builder
Balance Tiers	Rate
0.01 - 999.99	4.70%
1000.00 - 19999.99	4.70%
20000.00 - 99999.99	4.70%
100000.00 - 499999.99	4.70%
500000.00 - 9999999999999.99	4.70%

Active Save
From	To	Rate
0.01 +		0.00%

Youth Save
From	To	Rate
0.01+		0.15%

Easy Save
From	To	Rate
0.01+		0.05%

Senior Save
From	To	Rate
0.01+		0.05%

Savings Call Account
From	To	Rate
0.01	999.99	-
1 000.00	14 999.99	4.75%
15 000.00	74 999.99	6.45%
75 000.00	999 999.99	6.55%
1 000 000.00	9 999 999.99	6.55%
10 000 000.00	24 999 999.99	6.65%
25 000 000.00	49 999 999.99	6.70%
50 000 000.00	99 999 999.99	6.85%
100 000 000.00	9 999 999 999 999.99	7.00%

32 Day Notice
Balance Tiers	Rate
0.01 - 99.99	-
100.00 - 999.99	4.30%
1 000.00 - 4 999.99	4.30%
5 000.00 - 14 999.99	4.30%
15 000.00 - 24 999.99	4.30%
25 000.00 - 49 999.99	4.80%
50 000.00 +	5.25%
*The rates above are applicable from month 13 onwards. In the 1st to 6th month, the rates are 1% higher than above and from the 7th to 12th month, rates are 0.5% higher than above (for balances above R100)

70/30 Account
Balance Tiers	Rate
0.01 - 49 999.99	0.00%
50 000.00 - 99 999.99	6.60%
100 000.00 +	7.10%

90/10 Account
Balance Tiers	Rate
0.01 - 19 999.99	-
20 000.00 - 49 999.99	6.50%
50 000.00 +	7.10%

Private Banking Money Market Account
>R100 000	7.02%

*Last reviewed on 22 November 2024*

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Balance R 1000 – R99,999.99

Standard Interest Rates

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Balance R 100 000 - R999,999.99

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Balance R1 000 000 and more

Standard Interest Rates

Senior Interest Rates

Prime-linked rate

Balance R 1000 – R99,999.99

Standard Interest Rates

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Balance R 100 000 - R999,999.99

Standard Interest Rates

Senior Interest Rates

Balance R1 000 000 and more

Standard Interest Rates

Senior Interest Rates

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Standard Profit Rates Including Digital Bonus

Standard Profit Rates

Senior Profit Rates Including Digital Bonus

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Balance R 1000 – R99,999.99

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Balance R 100 000 - R999,999.99

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Balance R 1,000,000 +

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Senior Interest Rates

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> 7 Months

> 12 Months

>13 Months

>19 Months

>25 Months

>37 Months

tax-free-savings

tax-free-fixed

Age Barriers

Current rate