PayShap is the easy, fast way to pay and get paid

PayShap is the easiest way to send and receive money using your Absa Banking App, Online Banking and Cellphone Banking. Make instant payments, anytime!

Why use PayShap?

Benefits of using PayShap
Instant: Payments reflect in your account instantly.

Convenient: Make and receive payments using just a ShapID and bank account details.

Safe: All payments are secure and safer than cash.

Saves time: No more standing in ATM queues to get cash – digital payments are now quick and easy.
What you need to know
You can use PayShap via your Banking App, Online Banking or Cellphone Banking.

You can only use your Absa-registered cellphone number, i.e. the number on your banking profile, to register for PayShap. If you change your cellphone number, remember to update it on your profile.

Your ShapID is linked to your selected Absa account.

PayShap payments can only be made to participating banks.

If you select Absa as your primary ShapID, payments will be automatically deposited into your linked Absa account. You do not have to share your bank (Absa) with the sender.
How to register your ShapID
The Absa Banking App:

Open the Absa Banking App on your device

Tap Log in and enter your passcode, or log in using biometrics

Tap on your profile and select Register your cellphone number for PayShap now!

Read the information, then tap Register now

The ‘Register your ShapID’ page will prepopulate your cellphone number on your banking profile and known-as name

Select an account to link to your ShapID

Accept the terms and conditions and tap Next

Confirm to have Absa as your primary ShapID

Tap Next and Confirm your details

You’re now registered for ShapID

Tap ‘Share’ to send your ShapID or tap ‘Done’ to return to the home screen

Absa Online Banking

On the Absa website home page, click Log in on the top right of your screen

Log in to your Absa Online account

Select Express Banking

Click Payments

Read the information, then click Register now

Your cellphone number will get prepopulated

Enter your Known-as name

Select an account to link to your ShapID

Accept the terms and conditions and click Next

Confirm to have Absa as your primary ShapID

Click Next and Confirm your details

You’re now registered for ShapID

Click Done

Cellphone Banking

Dial the Absa Cellphone Banking number *120*227#

Enter your 5-digit PIN and tap Send

Select PayShap

Select Register your ShapID

Enter the cellphone number linked to your banking profile and your Know-as name

Accept the terms and conditions

Select the account you want to link to your ShapID

Choose Absa as the primary bank and tap Confirm

You’re now registered for ShapID
How to make a PayShap payment
When making a payment, you will be given the option to make an instant payment.

Look out for the PayShap sign.

You can make payments to individuals and businesses.

Payments will reflect instantly.

Terms and Conditions( English)
Terms and Conditions(Afrikaans)

Frequently asked questions

How long does it take to make a PayShap payment?

The payment will reflect in the recipient’s account instantly.
How much can I transfer in a single transaction?

Absa Banking App: Up to R3 000
Absa Online: Up to R3 000
Cellphone Banking: Up to R2 000

Please note: Individual account or profile limits apply.
What is my ShapID?

A ShapID is your registered PayShap identifier at your bank, i.e. your cellphone number and your bank name (e.g.0831234567@absa). You can share your ShapID with someone when you want to be paid easily and instantly without sharing your bank account details. Simply provide the payer with your ShapID and the funds will be paid into your Absa linked account.
What is a Primary ShapID?

During the ShapID registration process, you can select to make it your primary ShapID . This means that you do not need to share the bank name i.e Absa with the payer. All you need to do is share your primary ShapID and the money will be paid into your Absa linked bank account.

If you do not have a primary ShapID please inform the payer to select Absa when making a payment. This will ensure that the funds are paid into your Absa account.
Do I have to have a bank account to use PayShap?

Yes, PayShap is only offered to bank account holders.

Note: Both the payer and recipient’s banks need to be PayShap participants to facilitate PayShap transactions.
Can I pay anyone using PayShap?

You can pay anyone using PayShap, provided that they bank with one of the PayShap participating banks.
Can I make international payments with PayShap?

No, PayShap is only for domestic payments.
How many payments can I do per day?

You can do as many PayShap payments as you want, subject to your digital profile limits.
Can I pay with PayShap at a store?

Yes, if the store accepts payment for goods or services via PayShap.
Can I save a ShapID as beneficiary?

Yes, you can.
Do I need a smartphone to make PayShap payments?

No, you don’t. You can use Online Banking or Cellphone Banking if you don’t have a smartphone.
Can I use any cellphone for PayShap payments?

No. The cellphone number that you can register as your ShapID, is the number on your banking profile.
Can I make a PayShap payment from any of my bank accounts?

You can use your personal transactional accounts.
Do I have to have a ShapID to use PayShap?

No. You can make PayShap payments using bank account details. If you want to make the process easier and quicker, you can register a ShapID.

PayShap – the easy, instant, convenient way to send and receive money

Why use PayShap?

Frequently asked questions